Patrice Cali
Loan Officer
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
I am a specialist in what I do, and NO ONE does it like me. I BELIEVE that serving others from the heart changes lives. I BELIEVE that the people who cross my path are God appointed. This enables me to serve those who need my services and abilities! I have the rare, demonstrated, and proven ability to take the complicated and make it simple! I have done this for families during my 30+ year career, and I humbly ask to do the same for you! MY PROMISE is to keep you informed, to make your mortgage process as easy as possible, and to look out for you like family. MY GOAL is to leave every person and every situation better than when first encountered. My team and I would be honored to assist you and your family in making a new home on the beautiful Gulf Coast or anywhere in Alabama, Georgia, Kentucky, Mississippi & Louisiana, where I am personally licensed! We are looking forward to helping you every step of the way. Welcome Home!
I also have a satellite office in Daphne, AL at 26241 Equity Drive.
Formerly known by my partners and clients as Patrice Smith, I continue to serve with the same passion, integrity, and excellence that have defined my career.
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Testimonials
NMLS ID #1149403
I am authorized to do business in the states of Alabama, Georgia, Kentucky, Louisiana, Mississippi and Tennessee. Licensed by the Mississippi Department of Banking and Consumer Finance;