Skip to content

About me

I am a specialist in what I do, and NO ONE does it like me. I BELIEVE that serving others from the heart changes lives.Read more

I am a specialist in what I do, and NO ONE does it like me. I BELIEVE that serving others from the heart changes lives. I BELIEVE that the people who cross my path are God appointed. This enables me to serve those who need my services and abilities! I have the rare, demonstrated, and proven ability to take the complicated and make it simple! I have done this for families during my 30+ year career, and I humbly ask to do the same for you! MY PROMISE is to keep you informed, to make your mortgage process as easy as possible, and to look out for you like family. MY GOAL is to leave every person and every situation better than when first encountered. My team and I would be honored to assist you and your family in making a new home on the beautiful Gulf Coast or anywhere in Alabama, Georgia, Kentucky, Mississippi & Louisiana, where I am personally licensed! We are looking forward to helping you every step of the way. Welcome Home!

 

I also have a satellite office in Daphne, AL at 26241 Equity Drive.
Formerly known by my partners and clients as Patrice Smith, I continue to serve with the same passion, integrity, and excellence that have defined my career.

Awards

Image of an award

Causes and Memberships

Image of an cause

Testimonials

4.96 (7 reviews)
Experience logo
5.0
Patrice is wonderful, timely, always knows her product and follows thru... when I work with her I always know up front that a loan will close.. She's the best
Experience logo
Michelle

Feb 9, 2026

Theodore, AL

Having worked with Patrice in the past, I have consistently found her guidance to be incredibly helpful in selecting the mortgage options that best fit my specific needs. Patrice is highly skilled at her profession, and her expertise makes the entire process seamless. I would not hesitate to refer my family and friends to her as their primary contact for any mortgage needs. She is truly a rockstar in her field.
Experience logo
Cristy

Feb 3, 2026

Bay Minette, AL

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

9:00AM - 5:00PM

CLOSED

CLOSED

Monday - Friday

9:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #1149403

I am authorized to do business in the states of Alabama, Kentucky, Louisiana and Mississippi. Licensed by the Mississippi Department of Banking and Consumer Finance;

Send us a message

Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

See all loan programs

Video gallery

Homebot logo

home equity insights

Get smart about your home's value

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

Guild Mortgage Logo

Get my app

Mortgage updates on the go

Apple Store LogoGoogle Play Store Logo

Available on Google Play and Apple App Store