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Guiding Families Home - From First Keys to Forever.

Loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

With over four decades in the mortgage industry, Richard has built his career on resilience, education, and relationships. A passionate teacher and community leader, he's written CE course materials, led countless workshops, and helped real estate agents and homebuyers alike gain the knowledge they need to succeed.

Known for his lively teaching style, quick wit, and ability to make complex topics simple, Richard turns mortgages into moments of confidence and connection. From first-time buyers to seniors exploring reverse mortgages, he thrives on empowering clients to make informed decisions with clarity and peace of mind.

Beyond the business, Richard brings the same enthusiasm to life that he brings to lending - whether he's captaining a boat in the Caribbean, cheering on LSU, hosting a crawfish boil, or spending time with his eight grandkids. For Richard, life (and lending) is all about building relationships, spreading joy, and helping families feel at home.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
4.99
5.0
Renee
Oct 09, 2025
Bells, TX
Verified

The entire team met and exceeded timeline and kept Client and myself very informed through the process. Have worked with GUILD since 2018. Brandy and Tammie are ROCK🌟STARS in my Book! Again another Great Opportunity to work with the BEST!🎉
Samantha
Oct 09, 2025
Bells, TX
Verified

For all reasons previously mentioned.
Chris T
Oct 09, 2025
Verified

Guild Mortgage handled evey detail of my home purchase, and quite honestly, the experience was phenomenal. Richard and his staff were extremely professional, thorough, and courteous. I highly recommend them.
tony s
Oct 06, 2025
Verified

Great people, kept us updated daily, and everyone was real pleasant to work with. I wish that all companies were like this!
Anthony
Oct 04, 2025
Zachary, LA
Verified

Everything went extremely smooth (and quick!). We were kept updated daily, and everyone very pleasant.
Angela
Sep 29, 2025
Cooper, TX
Verified

Yall all were very helpful and prompt with answering questions. Brandy Squires is the BEST!!!!

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #91498
I am authorized to do business in the states of Louisiana and Texas.