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Christy McCain

Christy McCain

Loan Officer

4615 Parliament Dr, Suite 203, Alexandria, LA 71303
Phone:
(318) 545-2160 ext. 53809
Own what matters
Own what matters

About Me

My name is Christy McCain.  I have been married for 16 years to my husband Kenny and have 4 children and 7 grandchildren.  Most of my career was spent in the medical field being in pharmaceuticals sales.  I took a leap of faith and became a realtor here in Central Louisiana.  I still hold my real estate license but, decided to move to the lending side to better serve my clients.  Being a mortgage professional,  I have the knowledge and experience to help you through the loan process and help you find the terms that are right for your budget. Whether you’re a first-time home buyer, looking to trade up, deciding to downsize, or simply wishing for a change, I can help you before you ever make an offer on a property.  The financial aspects of home buying can be stressful and overwhelming.   It doesn’t have to be, not with a trained and caring professional like me in your corner.  Contact me today and let’s get started making your home-ownership dream come true!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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NMLS ID #1698804
I am authorized to do business in the state of Louisiana.