Since rates change daily, you only know how competitive your mortgage rate is when ...
My wife and I recently bought a home in Overland Park KS, and thanks to our Realtor Chuck Jansen, he recommended Kevin and Cindy Laffey of Inlanta Mortgage. They have access to great rates through all the banking relationships they have, but it's their team and execution that truly made sets them on top. For the consumer, they have a great technology platform that allows you to easily upload your documents, and their team manages your expectations and professionally lets you know if they need any more documents. Another big point, is that the Good Faith Estimate matched up with the closing documents - this is an easy place less than honest mortgage folks can slip in extra fees...but Kevin Laffey & Cindy Laffey of Inlanta Mortgage stayed true to their original figures. Since rates change daily, you only know how competitive your mortgage rate is when you compare it on any given day (or window of time within the day) and Inlanta was very competitive. I wouldn't expect anything less, as the referrals from our Realtor have always turned out well... but Kevin and Cindy are 30+ years experienced in lending, and I would highly recommend a first time or refinancing home owner to work with Inlanta Mortgage.