James Finch

Branch Manager

NMLS# 289998

10740 Nall Ave, Suite 150,
Overland Park, KS 66211

(913) 289-0456

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Building trust, one borrower at a time.

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About me

With over 20 years of mortgage lending experience, my goal is to be an asset to you, advise you on the best loan options that meet your financial needs and walk you through the process step-by-step. I’m here to serve your needs and greatly appreciate the opportunity to earn your business. I specialize in VA, conventional, FHA and USDA home loan products. Completed the MBA program at the University of Phoenix in Business Administration. Graduated from Park University with a B.A. in Business Administration, with an emphasis in Finance. NAIA Soccer Academic All-American

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Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.

Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

VA

If you're an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you'll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.