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Select from hundreds of loan products tailored to your needs

James Finch

James Finch

Branch Manager

10740 Nall Ave, Suite 150, Overland Park, KS 66211
Own what matters
Own what matters

About Me

With over 20 years of mortgage lending experience, my goal is to be an asset to you, advise you on the best loan options that meet your financial needs and walk you through the process step-by-step. I’m here to serve your needs and greatly appreciate the opportunity to earn your business. I specialize in VA, conventional, FHA and USDA home loan products. Completed the MBA program at the University of Phoenix in Business Administration. Graduated from Park University with a B.A. in Business Administration, with an emphasis in Finance. NAIA Soccer Academic All-American

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
4.5
5.0
Matt
Apr 23, 2024
Verified

James was referred to us by our realtor. He was thorough and helpful on every step of the process to buy our home. His involvement in the financing was very personalized and never left us feeling like we were dealing with some anonymous banker. I would highly recommend him to anyone looking to finance a home purchase.
Steve K
Mar 25, 2024
Verified

Exceptional Service from James and His Team at Guild Mortgage! I cannot express enough gratitude for the exceptional service provided by James and his team at Guild Mortgage. From start to finish, they went above and beyond to ensure a smooth and seamless process. James's expertise and professionalism were evident from our very first meeting. He took the time to understand our unique financial situation and patiently guided us through the entire mortgage process, answering every question with clarity and reassurance. What truly sets James and his team apart is their dedication to their clients. They were proactive in communication, keeping us informed at every step and promptly addressing any concerns that arose. Their attention to detail and commitment to excellence instilled confidence in us throughout the entire journey. Thanks to James and his team's hard work and dedication, we were able to secure the best possible mortgage option tailored to our needs. Their personalized approach and unwavering support made what could have been a stressful experience remarkably smooth and enjoyable. I wholeheartedly recommend James and his team at Guild Mortgage to anyone in need of mortgage services. Their professionalism, expertise, and genuine care for their clients truly deserve five stars. Thank you, James, for helping us achieve our homeownership dreams!
Hannah F
Mar 04, 2024
Verified

James and his team were amazing. Couldn’t have asked for anyone better!
Tristan F
Mar 04, 2024
Verified

James and his Team have helped us Navigate multiple Home purchases. Theyre remarkable with communication and it felt like we were prioritized. Would recommend to any who are looking for professionals.
Rabon G
Mar 04, 2024
Verified

James and his team at the Guild made purchasing our home easy! Thanks for everything! Will recommend to everyone I know thinking about purchasing a home.
Keith M
Feb 01, 2024
Verified

James and company were 1st rate! Would do business with anytime!

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Awards

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NMLS ID #289998
I am authorized to do business in the states of Kansas and Missouri.