Name: Find the loan to fit your life
Address: 10740 Nall Ave Suite 150, Overland Park, KS, 66211
Rating: 4.97

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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

With over 20 years of mortgage lending experience, my goal is to be an asset to you, advise you on the best loan options that meet your financial needs and walk you through the process step-by-step. I’m here to serve your needs and greatly appreciate the opportunity to earn your business. I specialize in VA, conventional, FHA and USDA home loan products. Completed the MBA program at the University of Phoenix in Business Administration. Graduated from Park University with a B.A. in Business Administration, with an emphasis in Finance. NAIA Soccer Academic All-American

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.

4.97 out of 5.0 stars

5.0

4.91

5.0

Joshua

Oct 02, 2025

Leavenworth, KS

Verified

James is awesome and great to work with!

Russell

Oct 04, 2025

Topeka, KS

Verified

The Guild team was very knowledgeable, patient, helped us throughout the entire process. These qualities were greatly appreciated and made the home buying process feel less stressfu.

cooter S

Sep 30, 2025

Verified

The entire team made this a painless and very simple process. Thanks for all your help!

Scott

Sep 30, 2025

Grandview, MO

Verified

Very easy process and they made it very painless!

James

Sep 30, 2025

Grandview, MO

Verified

The MORENO Group Real Estate Professionals have had a long-standing working relationship with James Finch & Guild Mortgage. We really enjoy working with James and his team, and they have provided amazing service to our clients. This is a team effort and we appreciate the great service from the entire Guild team.

Steven

Sep 24, 2025

Tonganoxie, KS

Verified

Every step was defined and executed with precision.

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NMLS ID #289998

I am authorized to do business in the states of Kansas and Missouri.

Select from hundreds of loan products tailored to your needs

James Finch

Branch Manager

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