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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Carla Marchetti Senior Mortgage Loan Officer

Carla Marchetti is not your typical Senior Mortgage Loan Originator. With over 13 years of experience in the Real Estate and Mortgage Industry, Carla combines her extensive knowledge of the lending world with a unique coaching background to help her clients achieve their financial dreams. 

Why Choose Carla: 

Carla believes that a successful mortgage experience begins with listening to her clients, understanding their goals, and crafting solutions that align with their financial objectives. She empowers her clients by providing them with the knowledge and confidence they need to make informed choices that lead to long-term financial security. 

Carla’s commitment to customer satisfaction is unwavering, and her dedication to her clients goes beyond business hours. She is known for her responsiveness and willingness to go the extra mile to ensure her clients’ needs are met. 

Contact Carla Marchetti: 

Whether you’re a first-time homebuyer, a seasoned investor, or looking to refinance, Carla has the expertise to guide you through the process. Feel free to call her if you have questions about buying or refinancing, need guidance, or are ready to embark on your homeownership journey. Carla is ready to turn your dreams into reality. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.91 out of 5.0 stars
5.0
5.0
4.78
Bruce
Mar 03, 2025
Kansas City, MO
Verified

Carla's professionalism and knowledge with my needs were outstanding. She was able to secure my loan and ready to sign in eight working days. The whole loan experience was far above and beyond my expectations.
Katherine
Feb 24, 2025
Shawnee, KS
Verified

Carla was great to work with.
Nicholas
Feb 18, 2025
Independence, MO
Verified

Carla really went above and beyond with different plans to get Us where we wanted to be for a home loan. Absolutely wondrful
Josh W
Jan 08, 2025
Verified

Carla is a phenomenal Loan officer! I refer all of my clients to her. Her care and attention detail for her clients is second to none!
Maggie D
Dec 23, 2024
Verified

Genuinely, I cannot say enough great things about Carla and her service team. They held my hand every step of the way and made sure that I was never in the dark or worried about any step in the process. I cannot thank the Guild team enough!
Lauren S
Dec 17, 2024
Verified

Carla was an outstanding lender for my clients, providing excellent communication and top-notch service. Her expertise and attention to detail made the lending process smooth and stress-free. Carla's dedication to her clients is evident, and I highly recommend her to anyone seeking a reliable and knowledgeable lender. Thank you, Carla, for your exceptional work!

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Awards

Causes & Memberships

NMLS ID #993397
I am authorized to do business in the states of California, Colorado, Florida, Illinois, Indiana, Kansas, Missouri, Nebraska and Nevada. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/); NV Mortgage Company #1141;