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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

Carla Marchetti brings the mindset of a coach and the heart of a mentor to her role as a Loan Officer. With over 19 years of experience as both a Mortgage Loan Originator and a Residential Real Estate Agent—and a background as a collegiate softball coach—Carla excels at turning complex challenges into winning strategies. She specializes in guiding First-Time Homebuyers and Veterans, leveraging her creativity and education-first approach to make the mortgage process stress-free and accessible.

Carla is dedicated to exceeding customer expectations by finding the best rates, service, and options tailored to each client’s unique needs. Whether you’re seeking the lowest rate possible, extensive guidance, or a more complex financing package, Carla works closely with you to craft a loan solution that fits your goals and best financial interests.

Her commitment to customer service is unwavering—Carla is available seven days a week by cell phone and serves as your contact throughout the process, ensuring you receive personalized attention. Her goal is to make your home buying journey as smooth as possible, celebrate your successes, and earn your trust so you’ll confidently refer to friends and family.

Key Values:

• Customer service is the #1 priority.

• Extensive experience in mortgage lending and real estate.

• Focused on understanding your goals and financial interests.

• Available 7 days a week for support.

• Dedicated to a stress-free, personalized experience from start to finish.

Carla’s passion for building futures, whether drawing up a playbook for borrowers or cheering from the sidelines at her kids’ games—defines her approach: she’s all about celebrating wins and helping you achieve your dreams

 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.94
5.0
Anna
Sep 24, 2025
Kansas City, MO
Verified

Excellent communication and rushed to get the job done when another lender denied the applicant.
Taylor
Sep 25, 2025
Belton, MO
Verified

Carla is terrific to work with and just does an exceptional job for our clients! We are so glad we met her!!!
Wendy
Sep 12, 2025
Butler, MO
Verified

Carla made our experience super easy and she explained everything making our transition from renter to homeowner very special. We could not have asked for a better experienc.
Luka
Oct 15, 2025
Kansas City, MO
Verified

Carla is very professional and personable. She was available every step of the way and made us feel confident with each decision made. I appreciate her expertise and efforts to keep the process running smoothly and on time. Carla is awesome and I thank her for her help.
Billy
Oct 01, 2025
Osceola, MO
Verified

Carla, Thank you for staying in communication and completing this transaction promptly!
Melissa
Sep 25, 2025
Belton, MO
Verified

Carla was very communicative through each step of the buyer's loan process. As a busy Realtor, I truly appreciated the updates and not having to chase anyone down for answers. Thank you!

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Awards

Causes & Memberships

NMLS ID #993397
I am authorized to do business in the states of California, Colorado, Florida, Illinois, Indiana, Kansas, Missouri, Nebraska and Nevada. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/); NV Mortgage Company #1141;