Contact Me
hero image
Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

Monica Creighton has more than 30 years of lending and banking experience. She is dedicated to finding the financing option that’s right for you. Monica provides first-rate service and is accessible around the clock to answer questions, provide estimates and overall support. She’s honest, hardworking, direct and truly cares about her clients. Monica is licensed in Arkansas, Kansas and Missouri. Monica is a lifelong resident of Wichita, KS, where she met her husband in high school, and they married in 1997. They have 3 grown children and one granddaughter. She’s an avid supporter of the law enforcement and first responder community. In her “free” time, she enjoys spending time at Table Rock Lake with family/friends, traveling and going to concerts. Buying a home can be stressful and overwhelming, but with an experienced and caring loan officer, like Monica in your corner, it doesn’t have to be! Get started on making your dream of home ownership come true!

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
USDA

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

homebot-logo

home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

X
X

Testimonials

Testimonials
4.95 out of 5.0 stars
5.0
5.0
4.94
4.96
Brown
Oct 31, 2025
Verified

As a first-time homebuyer my husband and I was completely overwhelmed by the mortgage process. We were fortunate to find Monica thru Dan our realtor. She walked us through the process and explained every step. Great communication and quick response to our questions. Monica always returned phone calls and emails in a timely fashion. We had a few roadblocks during the application process with Underwriting, but with Monica and her incredible team. We were able to close on our new home and on time. Thanks to her hard work and dedication we were able to close. I would highly recommend Monica to anyone, especially new home buyers.
Dorothea
Oct 30, 2025
Verified

As a first-time homebuyer my husband and I was completely overwhelmed by the mortgage process. We were fortunate to find Monica thru Dan our realtor. She walked us through the process and explained every step. Great communication and quick response to our questions. Monica always returned phone calls and emails in a timely fashion. We had a few roadblocks during the application process with Underwriting, but with Monica and her incredible team. We were able to close on our new home and on time. Thanks to her hard work and dedication we were able to close. I would highly recommend Monica to anyone, especially new home buyers.
Vickie
Sep 23, 2025
Newton, KS
Verified

Monica provided great customer service!
Cynthia
Sep 23, 2025
Newton, KS
Verified

This was a no hassle, stress free, open communication transaction and that's what makes it so GREAT!! I have always had successful transactions through GUILD. Thank you so much😁
Stephanie
Sep 06, 2025
Wichita, KS
Verified

Monica was great. She kept us in loop and very friendly.
Karen
Sep 06, 2025
Wichita, KS
Verified

Monica was great to work with

Video gallery

View More

Awards

Causes & Memberships

NMLS ID #1106090
I am authorized to do business in the states of Arkansas, Kansas and Missouri.