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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Monica Creighton has more than 30 years of lending and banking experience. She is dedicated to finding the financing option that’s right for you. Monica provides first-rate service and is accessible around the clock to answer questions, provide estimates and overall support. She’s honest, hardworking, direct and truly cares about her clients. Monica is licensed in Arkansas, Kansas and Missouri. Monica is a lifelong resident of Wichita, KS, where she met her husband in high school, and they married in 1997. They have 3 grown children and one granddaughter. She’s an avid supporter of the law enforcement and first responder community. In her “free” time, she enjoys spending time at Table Rock Lake with family/friends, traveling and going to concerts. Buying a home can be stressful and overwhelming, but with an experienced and caring loan officer, like Monica in your corner, it doesn’t have to be! Get started on making your dream of home ownership come true!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
USDA

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
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Clent Winchell J
Nov 04, 2024
Winfield, KS
Verified

Easy process. Wasn't very stressful and everything went smoothly and quickly
Jacinda Van H
Nov 04, 2024
Verified

Monica Creighton is an invaluable asset to this company. She was not only incredibly professional she made the entire home buying process a breeze and something to truly be excited about. Thank you Monica
Jacinda W
Nov 04, 2024
Winfield, KS
Verified

The entire experience was low stress easily explained and our loan officer navigated the whole entire experience with grace
Karen
Oct 16, 2024
Wichita, KS
Verified

Monica was great to work with and completed what she said she could do. Very smooth transaction and I would recommend her.
Queesa M
Oct 22, 2024
Verified

Pays attention to detail, very knowledgeable. She is a great educator to my clients and very professional! 100/10 can't recommend her enough.
Queesa
Oct 16, 2024
Wichita, KS
Verified

Monica is so easy to work with, super with communication, my clients always are thrilled to work with her. She is so thorough and always helping educate my clients.

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NMLS ID #1106090
I am authorized to do business in the states of Kansas and Missouri.