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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Monica Creighton has more than 30 years of lending and banking experience. She is dedicated to finding the financing option that’s right for you. Monica provides first-rate service and is accessible around the clock to answer questions, provide estimates and overall support. She’s honest, hardworking, direct and truly cares about her clients. Monica is licensed in Arkansas, Kansas and Missouri. Monica is a lifelong resident of Wichita, KS, where she met her husband in high school, and they married in 1997. They have 3 grown children and one granddaughter. She’s an avid supporter of the law enforcement and first responder community. In her “free” time, she enjoys spending time at Table Rock Lake with family/friends, traveling and going to concerts. Buying a home can be stressful and overwhelming, but with an experienced and caring loan officer, like Monica in your corner, it doesn’t have to be! Get started on making your dream of home ownership come true!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
USDA

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
5.0
4.94
5.0
Damion
Jul 12, 2025
Belle Plaine, KS
Verified

Monica was amazing , I had no complaints! She made a usually stressful process worry free.
Taylor
Jul 12, 2025
Belle Plaine, KS
Verified

Monica helped us so much throughout this process, she was with us every step of the way! We will definitely recommend her to others! ☺️
Angie
Jun 17, 2025
Derby, KS
Verified

The transaction was smooth and closed on time.
Dawn
Jun 17, 2025
Derby, KS
Verified

Monica was great! She was always very quick to respond to any questions. She made our buying process very smooth.
Deshawn
Jun 02, 2025
Wichita, KS
Verified

Pretty good overall since it was our first time
Bailey
May 27, 2025
Bucyrus, MO
Verified

Working with Monica was a fantastic experience. She communicated clearly, stayed on top of every detail, and made the financing process smooth and stress-free for my buyer. I’d absolutely recommend her to anyone needing a reliable and responsive lender!

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NMLS ID #1106090
I am authorized to do business in the states of Arkansas, Kansas and Missouri.