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Monica Creighton

Originating LOA

NMLS# 1106090

About me

Monica Creighton has more than 30 years of lending and banking experience. She is dedicated to finding the financing option that’s right for you. Monica provides first-rate service and is accessible around the clock to answer questions, provide estimates and overall support. She’s honest, hardworking, direct and truly cares about her clients. Monica is licensed in Arkansas, Kansas and Missouri. Monica is a lifelong resident of Wichita, KS, where she met her husband in high school, and they married in 1997. They have 3 grown children and one granddaughter. She’s an avid supporter of the law enforcement and first responder community. In her “free” time, she enjoys spending time at Table Rock Lake with family/friends, traveling and going to concerts. Buying a home can be stressful and overwhelming, but with an experienced and caring loan officer, like Monica in your corner, it doesn’t have to be! Get started on making your dream of home ownership come true!

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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FHA

If you're looking to buy on a tight budget, these loans are a great option. It's easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They're also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
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USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
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Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.95 out of 5.0 stars
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5.0
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5.0
Experience logo
4.9
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5.0
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4.9
Kelly
Nov 3, 2025
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Very helpful , very easy , and was able to do the entire process through text message and emails, and few phone calls ,...See more
David
Nov 3, 2025
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Where do I start. We first tried using a nationally known company for our mortgage. It was frustrating and took forever....See more
Luke
Nov 3, 2025
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Joe' Fritter with open mortgage made the process as easy as possible and explained everything in great detail if I had t...See more
steve
Nov 3, 2025
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this whole experience has been wonderfully effortless. Joe’ made it very simple. Excellent communication throughout the...See more
Tiffany
Nov 3, 2025
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I truly enjoyed working with Monica! Her communication, professionalism and attention to detail are impeccable! I woul...See more
Brenda
Nov 3, 2025
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Open honest people. They work with you to help you get everything done in a timely manner. Polite in bumping you in ca...See more

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Awards

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Causes & Memberships

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NMLS ID #1106090

I am authorized to do business in the states of Arkansas, Kansas and Missouri.

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