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About me

Joe’ (sounds like JOEY) Fritter, is a Loan Officer with Guild Mortgage in the Fort Scott, Kansas branch which is also where she lives on her family farm. Joe’ is surrounded by cows, chickens, ducks, cats, and dogs. Joe’ and her husband have 4 children and 5 grandchildren, with one more on the way.

Joe’ has been a loan officer since March 2022. Prior to this, she worked in healthcare for 34 years. Joe’ saw becoming a loan officer as another way to help people—this time by assisting them in achieving their dream of home ownership. Joe’s healthcare background instilled in her the importance of trust, communication, and building strong relationships, which she brings into her mortgage practice.

Joe’ finds great joy in helping young couples buy their first home, guiding others in purchasing their forever home, and supporting clients through the home loan process. Joe’ is licensed in both Kansas and Missouri and is dedicated to finding the best loan product for families in both states.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Bret
Mar 31, 2025
Fort Scott, KS
Verified

Joé is the best
Kyla H
Feb 19, 2025
Verified

Joé was an absolute pleasure to work with! She took great care of my client and answered any questions she or I had quickly and professionally. She also made sure I was updated every step of the way! I will definitely refer other clients to her! I'm looking forward to working with her again!!!
Kyla
Feb 18, 2025
Fort Scott, KS
Verified

Joé was an absolute pleasure to work with! She took great care of my client and answered any questions she or I had quickly and professionally. She also made sure I was updated every step of the way! I will defiinitely refer other clients to her! I'm looking forward to working with her again!!!
Courtney
Feb 18, 2025
Fort Scott, KS
Verified

Joe was fantastic to work with. She answered all my questions no matter how silly I thought they were. She responded very quickly, checked in with me regularly, and guided me through my first home purchase. I couldn't have asked for a better experience!
Martine
Feb 10, 2025
Fort Scott, KS
Verified

It was fast and easy!
Diane S
Jan 10, 2025
Verified

Joe’ Fritter is great to work with. She kept both my client and I informed every step of the way and is a pleasure to work with.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #2301057
I am authorized to do business in the states of Kansas and Missouri.