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Joe’ (sounds like JOEY) Fritter, is a Loan Officer with Guild Mortgage in the Fort Scott, Kansas branch which is also where she lives on her family farm. Joe’ is surrounded by cows, chickens, ducks, cats, and dogs.Read more

Joe’ (sounds like JOEY) Fritter, is a Loan Officer with Guild Mortgage in the Fort Scott, Kansas branch which is also where she lives on her family farm. Joe’ is surrounded by cows, chickens, ducks, cats, and dogs. Joe’ and her husband have 4 children and 5 grandchildren, with one more on the way.

Joe’ has been a loan officer since March 2022. Prior to this, she worked in healthcare for 34 years. Joe’ saw becoming a loan officer as another way to help people—this time by assisting them in achieving their dream of home ownership. Joe’s healthcare background instilled in her the importance of trust, communication, and building strong relationships, which she brings into her mortgage practice.

Joe’ finds great joy in helping young couples buy their first home, guiding others in purchasing their forever home, and supporting clients through the home loan process. Joe’ is licensed in both Kansas and Missouri and is dedicated to finding the best loan product for families in both states.

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Testimonials

5.0 (42 reviews)
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5.0
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5.0
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5.0
Joe' answered all my questions and provided me with much needed guidance through the process. They are very good at keeping you up to date on what is going on with your loan.
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Rebekah

Jan 30, 2026

Cherokee, KS

Joe was great to work with. Though we experienced a delay in closing, due to the sale of the buyers property and the lender for that home buyer, Joe was on top of making sure that everything was in line for her buyers closing. She was prepared and had even locked in the buyers rate for an extra couple of days to make sure they were good to close. Thanks for a great job, Joe!
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Amanda U.

Jan 28, 2026

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Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

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Monday - Friday

8:00AM - 5:00PM

Saturday

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Sunday

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NMLS ID #2301057

I am authorized to do business in the states of Kansas and Missouri.

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Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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