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Find the loan to fit your life

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About me

We offer conventional, FHA, USDA, first-time homebuyer down payment assistance programs, renovation and jumbo loans, and VA programs. We are committed to providing you with the highest quality financial services possible, combined with competitive rates for your area. We work one-on-one with you to tailor a financial solution specifically suited to meet your current and future financing needs.

Whether you are purchasing your dream home, refinancing a current home loan, or consolidating debt, our highly experienced team can help you find the right loan program, no matter your needs. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.

Contact Bill today to begin your home financing journey.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.

5.0 out of 5.0 stars

5.0

David

Jan 27, 2025

Crown Point, IN

Verified

Very smooth communication from everyone!

Tina

Jan 27, 2025

Crown Point, IN

Verified

See previous

Karen

Jan 27, 2025

Crown Point, IN

Verified

Bill was very knowledgeable and was always available when we needed questions answered.

Brian

Jan 27, 2025

Dyer, IN

Verified

Bill Was excellent, knowledgeable, great communication.

Rita

Dec 23, 2024

Crown Point, IN

Verified

Bill McCracken is my goto for over 11 years now. He gets the job done...always! Thanks Bill for being my right hand man in my real estate transactions!

Robert

Dec 23, 2024

Schererville, IN

Verified

Everything from start to finish was quick and easy. Everyone was caring and pleasant to deal with.

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NMLS ID #1259265

I am authorized to do business in the states of Florida, Illinois, Indiana and Tennessee. (www.nmlsconsumeraccess.org/);

Select from hundreds of loan products tailored to your needs

Bill McCracken

Loan Officer

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