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Ben Krejci

Ben Krejci

Branch Manager

57 South Michigan Street, Suite 201, Valparaiso, IN 46383
Own what matters
Own what matters

About Me

Ben Krejci is the Branch Manager in the Valparaiso, IN office, with over 15 years of experience as a loan officer and branch manager. Ben focuses on your current financial situation through discussions and analyzing your credit and income to provide the best mortgage options available for you. He is highly educated on the various loan programs he offers, including conventional, FHA, USDA and VA loans, as well as first-time homebuyer down payment assistance programs, renovation and jumbo loans.

Ben prides himself on his professionalism and networking with realtors, both of which are major factors in his success. With his extraordinary industry knowledge, Ben recruits and trains other loan officers to become successful in the industry.

Ben and his wife have two daughters, a son, and a dog named Daisy. Give Ben a call to begin your home financing journey.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.79 out of 5.0 stars
5.0
5.0
4.78
5.0
Cornelius
Sep 09, 2023
Verified

Ben was very informative throughout the whole process gave me realistic estimates and situations great overall service
Kristyn A
Sep 09, 2023
Verified

After a previous bad experience with another lender i was skeptical. But ben said he could do it and he sure did. Him and yvette were absolutely amazing.
Patricia
Aug 26, 2023
Verified

Buying our first house seemed like an insurmountable task until we met Ben Krejci. Ben called me less than ten minutes after we said we wanted to put an offer on the house. His friendly demeanor and clear list of what we needed to do made everything very easy. He went over different mortgage options with us and assured us he would find the best program to fit our situation. His knowledge of the programs available and the ability to clearly explain them to us was priceless. Everyone knows a mortgage will entail numerous documents, and it can be scary, but we were assured everything was happening exactly as expected every step of the way. We agreed to closing sooner than originally expected and I started to worry about not getting something to the underwriters on time. After texting Ben with all of my "what if?" questions, he called and said, "Hey, no bad thoughts." I could hear his smile in his voice and it put me at ease completely. When additional documents were needed, Yvette Schmiedl, the Assistant communicated with me daily. She is excellent in her ability to track all of the paperwork while keeping up with the client with the prefect amount of pressure to show urgency. Her clear email messages gave us a kind of checklist to work from which was perfect. While all of our interaction took place via the phone and internet - it is reassuring to know our lender is local and not just a cloud based entity. The relationship Ben and Yvette established with us made this process easy and exciting. Their care for us and our new home is why I recommend Ben Krejci and first Centennial Mortgage to anyone buying a home in this area. Thank you to everyone who taught us so much!
Jonathan
Aug 26, 2023
Verified

Ben Krejci managed our mortgage very well. We had a lot of questions, Ben gave us all of the time we needed to be sure we understood everything about the loan and the process. He is on top of everything the whole time. He has a leadership talent that made us feel confident and we knew we could trust him to get everything done right. He was invested in our success.
Sandra K
Aug 18, 2023
Verified

Stacey is the best. Fast and efficient!
Meghan
Aug 08, 2023
Verified

Ben was amazing and attentive. He was always available to answer my questions and guide me through the process of purchasing my first home!

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NMLS ID #238390
I am authorized to do business in the state of Indiana.