Your Path to Homeownership: Expert Mortgage Guidance
Navigating the Mortgage Process with Expertise & Care
Building trust, one borrower at a time.
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About me
Jennifer Mantai is a seasoned Mortgage Loan Officer with Guild Mortgage, bringing over 23 years of industry experience to clients across Northwest Indiana, Illinois, and Michigan. She specializes in residential lending, offering a wide range of financing options including Conventional, FHA, VA, USDA, DSCR loans, and various down payment assistance programs. Whether you're a first-time homebuyer, a seasoned investor, or looking to refinance, Jennifer is dedicated to making the loan process smooth, personalized, and stress-free.
Throughout her career, Jennifer has been recognized as a Top Originator the company for multiple years and has played an active role in the industry as a member of the COE Advisory Board. She is proud to be part of a top-producing branch known for exceptional service and deep community ties.
Outside of work, Jennifer is a wife and proud mother of three. She enjoys the tranquility of country living and is actively involved in organizations that give back to the community--reflecting her personal commitment to service and connection.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
USDA
Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
my lender Jill was on top of everything from start to finish
Thank you for everything!
Thank you so much for making my first time home buying experience an easy and smooth process! Jennifer was fantastic to work with, she answered all my questions thoroughly and promptly.
Great job, thanks
Everyone made everything easy . They kept me updated , stayed on top of me for required documents, and made the transition smooth
Communication was amazing, never felt like we were in the dark on the status of the transaction
NMLS ID #138224
I am authorized to do business in the states of Illinois, Indiana and Michigan. (www.nmlsconsumeraccess.org/); 
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