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Your Path to Homeownership: Expert Mortgage Guidance
Navigating the Mortgage Process with Expertise & Care
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Jennifer Mantai

Branch Manager

NMLS# 138224

About me

Jennifer Mantai is a seasoned Mortgage Loan Officer with Guild Mortgage, bringing over 23 years of industry experience to clients across Northwest Indiana, Illinois, and Michigan. She specializes in residential lending, offering a wide range of financing options including Conventional, FHA, VA, USDA, DSCR loans, and various down payment assistance programs. Whether you're a first-time homebuyer, a seasoned investor, or looking to refinance, Jennifer is dedicated to making the loan process smooth, personalized, and stress-free. Throughout her career, Jennifer has been recognized as a Top Originator the company for multiple years and has played an active role in the industry as a member of the COE Advisory Board. She is proud to be part of a top-producing branch known for exceptional service and deep community ties. Outside of work, Jennifer is a wife and proud mother of three. She enjoys the tranquility of country living and is actively involved in organizations that give back to the community--reflecting her personal commitment to service and connection.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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FHA

If you're looking to buy on a tight budget, these loans are a great option. It's easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They're also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
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USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
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Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.92 out of 5.0 stars
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5.0
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5.0
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4.9
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5.0
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5.0
Melissa
Oct 5, 2025
As a realtor, I can not say enough positive things about how Jen runs her business and how all of my clients appreciate ...See more
Randy T.
Oct 4, 2025
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I can scarcely put into words how much Jenn has meant to me. She truly cares about the people and families she helps acq...See more
Justin E.
Oct 4, 2025
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Jennifer was a blessing in disguise! I can't say enough about her. All I know is that she worked her magic and abracadab...See more
Craig R.
Oct 4, 2025
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Jennifer I can truly say is the best. She can make the dream of homeownership a reality, and very easy on the client. ...See more
Greg M.
Oct 4, 2025
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I can truly say that having Jennifer as my mortgage loan officer was simply the best experience I have had. Jennifer Ma...See more
Sandra G.
Oct 4, 2025
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Jennifer was great to work with. Explained everything throughout the process. I would highly recommend her!!

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Awards

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Causes & Memberships

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NMLS ID #138224

I am authorized to do business in the states of Illinois, Indiana and Michigan. (www.nmlsconsumeraccess.org/);

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