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Your Path to Homeownership: Expert Mortgage Guidance

Navigating the Mortgage Process with Expertise & Care

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

Jennifer Mantai is a seasoned Mortgage Loan Officer with Guild Mortgage, bringing over 23 years of industry experience to clients across Northwest Indiana, Illinois, and Michigan. She specializes in residential lending, offering a wide range of financing options including Conventional, FHA, VA, USDA, DSCR loans, and various down payment assistance programs. Whether you're a first-time homebuyer, a seasoned investor, or looking to refinance, Jennifer is dedicated to making the loan process smooth, personalized, and stress-free. Throughout her career, Jennifer has been recognized as a Top Originator the company for multiple years and has played an active role in the industry as a member of the COE Advisory Board. She is proud to be part of a top-producing branch known for exceptional service and deep community ties. Outside of work, Jennifer is a wife and proud mother of three. She enjoys the tranquility of country living and is actively involved in organizations that give back to the community--reflecting her personal commitment to service and connection.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
USDA

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.92 out of 5.0 stars
5.0
5.0
4.91
5.0
Penny
Oct 16, 2025
Hobart, IN
Verified

Everything was exceptional throughout the whole transaction. I can't ask for more than your excellent service delivered always. THANK YOU
Missy
Oct 13, 2025
Lansing, MI
Verified

My next buyer I will be sending over, very very pleased.
Tyler
Oct 04, 2025
Portage, IN
Verified

Jennifer was AMAZING. Any question I had, day or night she was there to answer and make sure I understood. She went the extra mile to make sure I felt like a priority and took care of any need I had. Im relieved to have worked with Jennifer to make such a stressful decision and journey a lot more bearable and have someone make this a much more enjoyable experience as it should be. Thank you, and all your hard work. My family and I appreciate you for helping us with our first home!
Casey
Oct 09, 2025
Portage, IN
Verified

Jen is very easy to talk to and made the whole process stress free.
Dianna S
Oct 05, 2025
Verified

I’ve had the pleasure of working with Jennifer on multiple transactions, and every single one has been handled with care, communication, and efficiency. She makes my clients feel supported from pre-approval to closing and always delivers on her promises. I’m grateful to have a trusted lender who shares my commitment to exceptional service! She also has a great support team with Guild Mortgage.
Dianna
Oct 04, 2025
Portage, IN
Verified

Always a pleasure working with Jennifer. I know my clients are in good hands.

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Awards

Causes & Memberships

NMLS ID #138224
I am authorized to do business in the states of Illinois, Indiana and Michigan. (www.nmlsconsumeraccess.org/);