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Rooted in Columbus, Focused on You

Select from hundreds of loan products tailored to your needs

About me

I'm Ryan Montgomery, an award-winning Mortgage Loan Originator and experienced lender with over ten years of helping clients successfully navigate the home financing process. Based in Columbus, Indiana, I work with homebuyers and homeowners across the state to find the right mortgage solutions for their unique needs.

I specialize in a wide range of loan programs, including Conventional, FHA, VA, USDA, and other specialized products. Whether you're buying your first home, refinancing, or investing in property, I’m here to guide you every step of the way with clear communication and expert advice.
My passion lies in delivering exceptional client experience. I take pride in being a trusted mortgage lender in Columbus, known for my integrity, professionalism, and personalized service. I believe that every borrower deserves a smooth and stress-free path to homeownership, and I work hard to make that a reality.

Over the years, I’ve helped hundreds of Indiana families achieve their homeownership dreams, many of whom return or refer friends and family. That trust means everything to me, and I strive to earn it with every loan I originate.

Outside of work, I enjoy bass fishing and spending quality time with my two daughters, ages 4 and 6. Helping families build their futures through homeownership is what drives me every day.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
USDA

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1063582
I am authorized to do business in the state of Indiana.