About me

I'm Marty Mates, a Residential Loan Consultant proudly serving Central Indiana and surrounding communities. With over 20 years in the real estate and mortgage industry, I've built my career on helping clients find the right loan not just any loan.

My experience as both a Sales Manager and lender has given me a deep understanding of the market and the tools to stay ahead of ever-changing mortgage products. I’m committed to delivering complete customer satisfaction by listening closely to your needs and responding with efficient, effective solutions.

I graduated from Purdue University, and my philosophy is simple: build long-term relationships by being the kind of lender you can count on every time life calls for a home change. Many lenders can get you a loan—my goal is to get you the right loan.

If you're looking for an experienced mortgage lender who will close your loan transaction with professionalism and care, I’d be honored to help.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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NMLS ID #525337

I am authorized to do business in the state of Indiana.

Serving Central Indiana with expert guidance and personal care

Marty Mates

Branch Manager

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