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About Me

My name is Eric Todderud. I am a Licensed Mortgage Loan Originator in Indiana, Illinois & Florida. I work hard to ensure a smooth, client-focused homebuying experience. I specialize in Conventional, FHA, VA, & USDA financing. I live in Fishers, Indiana with my wife and twin boys. When I am not assisting clients with their mortgage, I enjoy spending time with my family. Contact me or apply now to start the process for a new home purchase or refinance for your existing home.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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NMLS ID #2039867

I am authorized to do business in the states of Florida, Illinois and Indiana. (www.nmlsconsumeraccess.org);