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Your Path to Homeownership: Expert Mortgage Guidance

Navigating the Mortgage Process with Expertise & Care

About me

Jennifer Mantai is a seasoned Mortgage Loan Officer with Guild Mortgage, bringing over 23 years of industry experience to clients across Northwest Indiana, Illinois, and Michigan. She specializes in residential lending, offering a wide range of financing options including Conventional, FHA, VA, USDA, DSCR loans, and various down payment assistance programs. Whether you're a first-time homebuyer, a seasoned investor, or looking to refinance, Jennifer is dedicated to making the loan process smooth, personalized, and stress-free. Throughout her career, Jennifer has been recognized as a Top Originator the company for multiple years and has played an active role in the industry as a member of the COE Advisory Board. She is proud to be part of a top-producing branch known for exceptional service and deep community ties. Outside of work, Jennifer is a wife and proud mother of three. She enjoys the tranquility of country living and is actively involved in organizations that give back to the community--reflecting her personal commitment to service and connection.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
USDA

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.92 out of 5.0 stars
5.0
5.0
4.91
5.0
Brian
Jul 17, 2025
Portage, IN
Verified

Communications, knowledge, speed, personality.
Jason
Jul 12, 2025
North Liberty, IN
Verified

Jennifer and team did a great job with communication and updates thoughout the transaction! Thank you
Stephanie
Jun 26, 2025
Valparaiso, IN
Verified

This was my first time working with Jennifer Mantai at Guild Mortgage! Jenn was very personable and knowlegeable with all lending needs! She went above and beyond for her client and with me as a realitor. Her response time is what everyone wants in this business, quick and willing. She listens and truly cares about people! I can 100 percent recommend her if you're looking for a great lender which is important in your home buying needs!
Samantha
Jul 08, 2025
Valparaiso, IN
Verified

Jennifer was wonderful to work with... communication was great and she was available to answer any questions quickly!
P
Jul 03, 2025
Verified

Great company to work with. Jennifer Mantai is a trusted professional in mortgage financing.
Penny
Jul 02, 2025
North Judson, IN
Verified

Your preapproval letters are welcome always. I have worked with Jennifer for decades and she is professional, personable and always delivers exceptional service. A lender you can trust with the biggest investment you typically make in a lifetime.

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Awards

Causes & Memberships

NMLS ID #138224
I am authorized to do business in the states of Illinois, Indiana and Michigan. (www.nmlsconsumeraccess.org/);