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Your Path to Homeownership: Expert Mortgage Guidance
Navigating the Mortgage Process with Expertise & Care
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Jennifer Mantai

Branch Manager

NMLS# 138224

About me

Jennifer Mantai is a seasoned Mortgage Loan Officer with Guild Mortgage, bringing over 23 years of industry experience to clients across Northwest Indiana, Illinois, and Michigan. She specializes in residential lending, offering a wide range of financing options including Conventional, FHA, VA, USDA, DSCR loans, and various down payment assistance programs. Whether you're a first-time homebuyer, a seasoned investor, or looking to refinance, Jennifer is dedicated to making the loan process smooth, personalized, and stress-free. Throughout her career, Jennifer has been recognized as a Top Originator the company for multiple years and has played an active role in the industry as a member of the COE Advisory Board. She is proud to be part of a top-producing branch known for exceptional service and deep community ties. Outside of work, Jennifer is a wife and proud mother of three. She enjoys the tranquility of country living and is actively involved in organizations that give back to the community--reflecting her personal commitment to service and connection.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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FHA

If you're looking to buy on a tight budget, these loans are a great option. It's easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They're also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
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USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
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Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

The rating and reviews below represent my top reviews.
4.92 out of 5.0 stars
Zillow logo
5.0
Facebook logo
5.0
Experience logo
4.9
Google logo
5.0
Third party logo
5.0
Amy
Nov 2, 2025
Experience logo
Our home buying experience was exceptional! Jennifer Mantai is hands down the best loan officer. She was ...See more
Keith
Nov 2, 2025
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Mrs Mantai is the greatest loan officer this side of the Mississippi. She did an excellent job executing ou...See more
Kayla
Nov 2, 2025
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The communication was outstanding! Always kept me updated on what was going on and when, I loved to see ...See more
James
Nov 2, 2025
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She made the whole process very easy. And answered any questions that I had. Highly recommended
Joseph
Nov 6, 2025
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As I'm certain it comes as no surprise, the house buying process can come with difficult or convoluted steps; particular...See more
Melissa
Oct 5, 2025
As a realtor, I can not say enough positive things about how Jen runs her business and how all of my clients appreciate ...See more

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Awards

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Causes & Memberships

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NMLS ID #138224

I am authorized to do business in the states of Illinois, Indiana and Michigan. (www.nmlsconsumeraccess.org/);

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