Mortgage Solutions Made for You

Tailored lending services for Madison County and all of Indiana

Bill Montgomery

Branch Manager

NMLS# 525367

2907 Enterprise Drive,
Anderson, IN 46013

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Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

As an experienced Loan Officer and Branch Manager, I bring a strong track record of success in the mortgage lending industry, with a particular focus on serving clients throughout Indiana, including all of Madison County. With over a decade of experience in financial services, I specialize in helping individuals and families navigate the home financing process—whether they’re purchasing their first home, refinancing an existing mortgage, or investing in property.

My expertise spans a wide range of loan products, including VA loans, FHA loans, conventional mortgages, and refinance solutions. I’m passionate about providing personalized guidance and building lasting relationships with borrowers, ensuring they feel confident and informed every step of the way.

A proud graduate of Ball State University, I hold a degree in Marketing, which has equipped me with the strategic insight to effectively communicate and connect with clients. My commitment to excellence, combined with a deep understanding of the local market, makes me a trusted lender for those seeking mortgage solutions in Madison County and across Indiana.

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Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.

FHA

If you're looking to buy on a tight budget, these loans are a great option. It's easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They're also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

VA

If you're an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you'll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.

4.83 out of 5.0 stars

4.8

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Madalynn

Dec 24, 2025

Anderson, IN

Bill was easy to work with and very helpful with any questions we had.

Dustin

Dec 24, 2025

Greenfield, IN

Bill and his team are great to work with. We were able to complete the transition in 3 weeks with no de...See more

Thomas

Dec 22, 2025

Middletown, IN

Bill was amazing! He went above and beyond to help us !

Laura

Dec 19, 2025

Anderson, IN

Communication was clear and we felt supported throughout the entire process.

Amanda

Dec 12, 2025

Crawfordsville, IN

Bill was amazing to work with. He thought of all the details and worked seemlessly with our realtor.

Stephanie

Dec 3, 2025

Plainfield, IN

The staff, Bill Sheri and Kim guided me through the process every step of the way. Where there was a mistake or question...See more

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NMLS ID #525367

I am authorized to do business in the states of Indiana and Minnesota.