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Krystal Williams

Krystal Williams

Loan Officer

3311 Hobson Road, Suite B, Woodridge, IL 60517
Own what matters
Own what matters

About Me

Krystal Williams is a native of Chicago’s South Side and currently resides in Northwest Indiana. She earned her Bachelor’s Degree in Psychology from the University of Illinois-Chicago (UIC) and upon completion, took on a position in the field of International Education at UIC working her way up from Advisor to Assistant Director. Krystal also obtained a Master's Degree from UIC in Public Administration where she pursued two degree concentrations in Financial Management and Nonprofit Management. 
 
Krystal has attained a wealth of knowledge in the real estate industry and has served many families and investors in financing their desired homes and properties. Krystal’s primary areas of interest are real estate financing,, building relationships, helping individuals and families obtain generational wealth through home loan financing, and pursuing investment opportunities. Krystal loves to give back to her community through various events and partnering with organizations. The one thing she finds most enjoyable about the mortgage industry is the intrinsic rewards that come from helping others accomplish their goals and experience their dreams coming true.
 

 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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NMLS ID #2495828
I am authorized to do business in the states of Illinois and Indiana. (www.nmlsconsumeraccess.org);