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Michael Vogt

Michael Vogt

Senior Loan Officer

4969 Benchmark Centre Dr., Suite 300, Swansea, IL 62226
Own what matters
Own what matters

About Me

Mike Vogt has been in the mortgage industry for over 15 years. Mike works with a full range of borrowers but especially enjoys working with first-time homebuyers. He specializes in VA, FHA and USDA home loans.

Mike strives to make sure his borrowers are comfortable with their new home purchase. Mike believes his success comes from his dedication to his clients. He loves helping homebuyers realize their dream of homeownership. He also helps first-time homebuyers with down payment assistance grants to purchase new homes.

Mike goes above and beyond to meet his clients’ mortgage needs. Whether you are a first-time homebuyer or seasoned homeowner, you can rely on Mike to successfully guide you through the mortgage process.

In Mike’s own words, “I am never too busy for your referrals. They are the greatest compliment I can receive.”

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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5.0 out of 5.0 stars
May 23, 2024

Having had terrible experiences with several other lenders. I really appreciated Mike's help and he was awesome to work with. Always responded as soon as possible. I was always answered and my questions were always explained. I was most definitely satisfied with the ease of getting a home loan from them. It would be my only recommendation to tell people about this lender.
Mar 22, 2024

I could not have asked for a better team to work with through the process. Mike, Amie, and Nate made an already stressful process so much easier and enjoyable. My family and I appreciate everything they did for us! I will highly recommend them to anyone.
Oct 27, 2023

Call Mike Vogt for your mortgage if you want the best rates and a smooth transaction.
Oct 10, 2023

Mike was excellent from start to finish. He was patient and attentive. I would highly recommend him and Guild Mortgage.
Sep 25, 2023

Mike was able to qualify our client with a great rate and a grant. This allowed the client to purchase a home more suited for their needs. Thanks Mike!
Sep 07, 2023

Michael was incredible through the whole loan process. He was always available and quick to answer questions we had. He is very approachable and just seemed like he always had our best interests in mind. At closing he was extra thorough and made sure to explain all of the paperwork in a way that we could understand. He also made sure to remind us that he was always available for questions even after close which I appreciated. We would definitely do business with Michael and Guild again.

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NMLS ID #275381
I am authorized to do business in the states of Illinois and Missouri. (;