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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Hi, I’m Traci Emond, a Senior Loan Officer with over 21 years of experience in the mortgage industry. Throughout my career, I’ve had the privilege of helping countless clients achieve their homeownership dreams. I specialize in working with first-time homebuyers, VA buyers, and divorcing homeowners, providing tailored solutions to meet their unique needs.

My extensive experience and deep understanding of the mortgage process allow me to guide my clients smoothly from application to closing. I pride myself on my ability to secure competitive rates and favorable terms, ensuring my clients feel confident and supported every step of the way.

When I’m not assisting clients, I enjoy cooking, traveling, boating, and spending time with my two amazing girls and all our animals. These activities help me stay balanced and energized. I’m also actively involved in the Leadership of Greater McHenry County and the McHenry Chamber of Commerce, reflecting my commitment to giving back to the community.

I’m passionate about helping people navigate the complexities of the mortgage process and achieve their homeownership goals. If you’re looking for a dedicated and knowledgeable loan officer, I invite you to reach out to me. Let’s make your homeownership dreams a reality!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
4.98
4.92
Patrick
Sep 03, 2025
McHenry, IL
Verified

We had aome very unusual circumstances arise. Traci went way above and beyond to solve the issues. For that we are forever grateful. Any company would be lucky to have Traci as an employee.
Guadalupe D. A
Sep 03, 2025
Verified

Traci is a great loan officer! I was impressed with how fast she got things done. I was not her client nor her agent's client but we are glad we accepted their client's offer as she did an exceptional job
Guadalupe
Sep 03, 2025
McHenry, IL
Verified

No thank you
Debra W
Sep 03, 2025
Verified

Traci Emond went above and beyond to get our mortgage complete to close in a very short amount of time. Traci knew what was needed to get the job done. I highly recommend Traci!!
Debra
Sep 03, 2025
McHenry, IL
Verified

Traci Emond went above and beyond to get our loan complete and ready to close in a short amount of time. Traci knew what was needed to get the job done, and she did it. I would highly recommend Traci!
Jenny
Aug 08, 2025
Elgin, IL
Verified

Traci was amazing and quick to respond and answer any questions!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1073937
I am authorized to do business in the states of Illinois, Tennessee, Texas and Wisconsin. (www.nmlsconsumeraccess.org/);