Name: About Our Guild Mortgage St Charles Office at 40w310 Lafox Road
Address: 40w310 Lafox Road Suite C1, St Charles, IL, 60175
Rating: 4.96

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About me

Hi, I’m Traci Emond, a Senior Loan Officer with over 21 years of experience in the mortgage industry. Throughout my career, I’ve had the privilege of helping countless clients achieve their homeownership dreams. I specialize in working with first-time homebuyers, VA buyers, and divorcing homeowners, providing tailored solutions to meet their unique needs.

My extensive experience and deep understanding of the mortgage process allow me to guide my clients smoothly from application to closing. I pride myself on my ability to secure competitive rates and favorable terms, ensuring my clients feel confident and supported every step of the way.

When I’m not assisting clients, I enjoy cooking, traveling, boating, and spending time with my two amazing girls and all our animals. These activities help me stay balanced and energized. I’m also actively involved in the Leadership of Greater McHenry County and the McHenry Chamber of Commerce, reflecting my commitment to giving back to the community.

I’m passionate about helping people navigate the complexities of the mortgage process and achieve their homeownership goals. If you’re looking for a dedicated and knowledgeable loan officer, I invite you to reach out to me. Let’s make your homeownership dreams a reality!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.

4.96 out of 5.0 stars

5.0

4.91

Lisa

Mar 17, 2025

Woodstock, IL

Verified

Traci is an excellent loan officer. She is flexible and available when I need her. She is very knowledgeable and makes the loan process straightforward and streamlined.

Robert

Mar 17, 2025

Wonder Lake, IL

Verified

It was because of Traci Emond she dug me out of a financial hole that was beyond deep, Thanks Traci

Anastasia

Feb 18, 2025

Antioch, IL

Verified

Traci's professionalism, authenticity, knowledge, and positive demeanor. She was transparent and easy to talk with. I like to collaborate with her again in the future, with a new client.

Jenna

Feb 18, 2025

Antioch, IL

Verified

We couldn’t be happier with our experience working with Traci! From start to finish, she made the mortgage process seamless and stress-free. She was proactive, communicated everything clearly, was very responsive. She kept us informed every step of the way, and ensured everything stayed on track for a smooth closing. Her professionalism, expertise, and dedication truly made buying our new home a breeze from overseas. We highly recommend Traci and Guild Mortgage to anyone looking for a reliable and knowledgeable mortgage lender!

William

Feb 18, 2025

Chicago, IL

Verified

Traci is amazing to work with. She goes above and beyond to make the process pleasant, efficient, and as easy as can be. Seriously, my situation was a bit unique, and she treated me with more professionalism, respect, and kindness than I'm sure I was due. Thank you, Traci, for everything. You rock!

Larry

Jan 08, 2025

Verified

As an attorney I have worked with a lot of lenders. Way too many. Most are average. Traci is THE BOMB. She serves. She is humble and meets a client where they're at. It's never her agenda. Her agenda is serving each client. It doesn't surprise me that she is rated so high. If you're not sure, let me help you....GO WITH TRACI

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NMLS ID #1073937

I am authorized to do business in the states of Illinois, Tennessee, Texas and Wisconsin. (www.nmlsconsumeraccess.org/);

Select from hundreds of loan products tailored to your needs

Traci Emond

Loan Officer

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