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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Jim Francis is Senior Loan Officer at Guild Mortgage. He has been in the real estate industry since the late 1980s, witnessing various market cycles, from booms to busts. Jim started as a real estate agent but discovered his true talent exists in finance. His passion is in making the numbers work for his customers. With changing underwriting guidelines, he ensures that every customer understands the mortgage process and feels comfortable with the end result. Jim values communication and education, which contribute to successful closings and long-term customer relationships. He's earned numerous 5-star reviews over the years and takes pride in referrals from satisfied customers. Outside of work, Jim enjoys riding motorcycles, fishing, road trips, and swimming in his pool. He's also a tech geek who loves gadgets. If you need mortgage advice or assistance, Jim is your go-to person!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
4.94
5.0
Erica
May 05, 2025
Rolling Meadows, IL
Verified

Jim took the time to explain everything very clearly. He advised best options for us. Got the information he needed from us and took care of everything! He made this very easy! He was also available anytime via email, phone or text which was very conveinent for our questions.
Christian
Mar 31, 2025
Stickney, IL
Verified

Loan officer was always available and happy to answer questions, great suport and super honest. The mobile platform was supper easygoing and helpful. I definitely will recommend Guild Mortgage
Alicia
Mar 31, 2025
Stickney, IL
Verified

great the updates were great
Isabel N
Mar 17, 2025
Verified

Jim was very informative from the very start. He was extremely patient with me as I am a first-time home owner and the whole buying process was overwhelming to me. He not only helped me significantly with closing on a place, he also offered me kindness and understanding when I was confused or took too long with responding. He was very efficient in this whole process as well, having me close on a place I loved both on time and prepared. I would recommend Jim to all of my friends and family.
Isabel
Mar 10, 2025
Chicago, IL
Verified

Jim was very informative from the very start. He was extremely patient with me as I am a first-time home owner and the whole buying process was overwhelming to me. He not only helped me singificantly with closing on a place, he also offered me kindness and understanding when I was confused or took too long with responding. He was very efficient in this whole process as well, having me close on a place I loved both on time and prepared. I would recommend Jim to all of my friends and family.
LAUREN
Mar 10, 2025
Oak Park, IL
Verified

Jim is always amazing!! He is diligent and careful and always keeps you up to date. I have no worries when my clients use Jim that we will close, and close on time.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #222505
I am authorized to do business in the state of Illinois. (www.nmlsconsumeraccess.org/);