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Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

Jim Francis is Senior Loan Officer at Guild Mortgage. He has been in the real estate industry since the late 1980s, witnessing various market cycles, from booms to busts. Jim started as a real estate agent but discovered his true talent exists in finance. His passion is in making the numbers work for his customers. With changing underwriting guidelines, he ensures that every customer understands the mortgage process and feels comfortable with the end result. Jim values communication and education, which contribute to successful closings and long-term customer relationships. He's earned numerous 5-star reviews over the years and takes pride in referrals from satisfied customers. Outside of work, Jim enjoys riding motorcycles, fishing, road trips, and swimming in his pool. He's also a tech geek who loves gadgets. If you need mortgage advice or assistance, Jim is your go-to person!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
4.93
5.0
Matthew
Oct 21, 2025
Verified

Simply put, Jim is the best!
Matthew
Oct 13, 2025
Bloomington, IN
Verified

Jim is the best LO out there! His attention to detail, communication of every step along the way and non stop drive to get everything across the finish line was surperb. Thank you Jim!
Sara
Oct 13, 2025
Bloomington, IN
Verified

Jim was amazing from start to finish. He was so knowledgeable and always available to talk through things to be sure we were on track with supporting our client 10 out of 10!
Edwin
Oct 04, 2025
Chicago, IL
Verified

Jim is a great person. A reliable, detail-oriented professional who values clarity and consistency. Outstanding human being. Thank you !
Kelly
Sep 17, 2025
Shorewood, IL
Verified

Very nice transaction.
Marissa
Sep 17, 2025
Shorewood, IL
Verified

We have been working with Jim for 10+ years and he is amazing. He is communicative, quick, knowledgeable and always has the customer's best interest in mind.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #222505
I am authorized to do business in the states of Illinois and Indiana. (www.nmlsconsumeraccess.org/);