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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

Jim Francis is Senior Loan Officer at Guild Mortgage. He has been in the real estate industry since the late 1980s, witnessing various market cycles, from booms to busts. Jim started as a real estate agent but discovered his true talent exists in finance. His passion is in making the numbers work for his customers. With changing underwriting guidelines, he ensures that every customer understands the mortgage process and feels comfortable with the end result. Jim values communication and education, which contribute to successful closings and long-term customer relationships. He's earned numerous 5-star reviews over the years and takes pride in referrals from satisfied customers. Outside of work, Jim enjoys riding motorcycles, fishing, road trips, and swimming in his pool. He's also a tech geek who loves gadgets. If you need mortgage advice or assistance, Jim is your go-to person!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
4.94
5.0
Edwin
Oct 04, 2025
Chicago, IL
Verified

Jim is a great person. A reliable, detail-oriented professional who values clarity and consistency. Outstanding human being. Thank you !
Kelly
Sep 17, 2025
Shorewood, IL
Verified

Very nice transaction.
Marissa
Sep 17, 2025
Shorewood, IL
Verified

We have been working with Jim for 10+ years and he is amazing. He is communicative, quick, knowledgeable and always has the customer's best interest in mind.
Andrew
Aug 30, 2025
Mazon, IL
Verified

Easy to work with
Melissa
Aug 29, 2025
Pingree Grove, IL
Verified

Jim and his team was amazing. Jim was always available for my questions and was very knowledgeable. Jim made the stressful experience of buying a home less stressfu. I will 100% recommend Jim in the future.
Carly
Aug 15, 2025
Oak Forest, IL
Verified

Thank you Jim for everything. The process was effortless and smooth sailing! I will be recommending anyone who is in the process of looking for a home.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #222505
I am authorized to do business in the states of Illinois and Indiana. (www.nmlsconsumeraccess.org/);