Skip to content
Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Image of Jim Francis

Jim Francis

Senior Loan Officer

NMLS# 222505

About me

Jim Francis is Senior Loan Officer at Guild Mortgage. He has been in the real estate industry since the late 1980s, witnessing various market cycles, from booms to busts. Jim started as a real estate agent but discovered his true talent exists in finance. His passion is in making the numbers work for his customers. With changing underwriting guidelines, he ensures that every customer understands the mortgage process and feels comfortable with the end result. Jim values communication and education, which contribute to successful closings and long-term customer relationships. He's earned numerous 5-star reviews over the years and takes pride in referrals from satisfied customers. Outside of work, Jim enjoys riding motorcycles, fishing, road trips, and swimming in his pool. He's also a tech geek who loves gadgets. If you need mortgage advice or assistance, Jim is your go-to person!

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Homebot logo

Home equity insights

X
X

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.94 out of 5.0 stars
Zillow logo
5.0
Experience logo
4.8
Google logo
5.0
Third party logo
4.9
Pedro
Dec 4, 2025
Google logo
Jim Francis helped us tremendously throughout this process and is a strong advocate for their client!
Matthew
Dec 4, 2025
Google logo
Simply put, Jim is the best!
Clare
Dec 4, 2025
Google logo
This was our first home and our first mortgage, and we're so happy we chose Jim to handle it for us. He was extremely pr...See more
Amy
Dec 4, 2025
Google logo
Jim Francis is top notch! He is extremely knowledgeable, diligent, and goes above and beyond. We are highly recommending...See more
Lukas
Dec 4, 2025
Google logo
I am so glad we went with Jim as a first time home buyer. He was upfront from the very start with his preapproval letter...See more
Isabel
Dec 4, 2025
Google logo
Jim was very informative from the very start. He was extremely patient with me as I am a first-time home owner and the w...See more

Video Gallery

Awards

Image of an award

Causes & Memberships

Image of causes & memberships

NMLS ID #222505

I am authorized to do business in the states of Illinois and Indiana. (www.nmlsconsumeraccess.org/);

X
Want to have an experienced loan officer contact you for answers?
First name*
Last name*
Phone*
Email*
Zip code*