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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Jim Francis is Senior Loan Officer at Guild Mortgage. He has been in the real estate industry since the late 1980s, witnessing various market cycles, from booms to busts. Jim started as a real estate agent but discovered his true talent exists in finance. His passion is in making the numbers work for his customers. With changing underwriting guidelines, he ensures that every customer understands the mortgage process and feels comfortable with the end result. Jim values communication and education, which contribute to successful closings and long-term customer relationships. He's earned numerous 5-star reviews over the years and takes pride in referrals from satisfied customers. Outside of work, Jim enjoys riding motorcycles, fishing, road trips, and swimming in his pool. He's also a tech geek who loves gadgets. If you need mortgage advice or assistance, Jim is your go-to person!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
4.94
5.0
Melissa
Aug 29, 2025
Pingree Grove, IL
Verified

Jim and his team was amazing. Jim was always available for my questions and was very knowledgeable. Jim made the stressful experience of buying a home less stressfu. I will 100% recommend Jim in the future.
Carly
Aug 15, 2025
Oak Forest, IL
Verified

Thank you Jim for everything. The process was effortless and smooth sailing! I will be recommending anyone who is in the process of looking for a home.
Lukas
Aug 01, 2025
Verified

I am so glad we went with Jim as a first time home buyer. He was upfront from the very start with his preapproval letter with how much every little thing would cost and I was pleased at the closing at how quick it went.
Evelyn
Jul 31, 2025
Hickory Hills, IL
Verified

Your service is good and fast . Thank you so much for everything
Barbara
Jul 09, 2025
Woodridge, IL
Verified

Jim is very responsive and professional. He was very attentive to my questions and answered them completely.
Kimberley
May 27, 2025
Downers Grove, IL
Verified

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #222505
I am authorized to do business in the states of Illinois and Indiana. (www.nmlsconsumeraccess.org/);