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Mortgage Lady Elizabeth

Where there is a will there is a way

About me

As a Senior Loan Officer at Guild Mortgage, I am dedicated to empowering your homeownership journey. Born and raised in Chicago and later residing in the northwest suburbs, I now bring my extensive knowledge of the Illinois and Wisconsin market to Florida, allowing me to blend insights from both regions effectively. With over 25 years of experience in the mortgage industry since 1998, I possess the expertise and credentials to offer customized mortgage solutions that align with your unique financial profile. My recent recognition with a Certificate of Achievement for Outstanding Performance in 2023 highlights my commitment to excellence in this field.

I am skilled at navigating the complexities of legalities and paperwork efficiently. My passion lies in helping individuals achieve their dreams—whether you are a first-time homebuyer, an experienced investor, or looking to tap into your home equity.

Fluent in both Spanish and English, I bring a diverse skill set that includes expertise in Non QM-DSCR, Bank Statements, Asset Depletion, ITIN, IHDA grants, Super Jumbos, Conventional, FHA, VA, USDA, and renovation loans. My strong abilities in sales, marketing, business development, technology, and communication enable me to deliver outstanding customer service while maintaining professionalism and integrity.

Joining Guild Mortgage has allowed me to thrive within a culture dedicated to providing an exceptional client experience. The company’s extensive resources and support empower me to serve clients effectively, ensuring they receive the best financing options available. Driven by results and a self-motivated attitude, I am always eager to learn and grow.

Throughout my career, I have successfully helped numerous families secure mortgages, showcasing my ability to turn challenges into opportunities. Let me be your clients ally in securing the best mortgage deal tailored to their needs and goals. Together, we can turn their homeownership dreams into reality.

Based in Florida but with strong ties to Illinois and Wisconsin, I take pride in my reputation as a trusted professional. Beyond my professional achievements, I value quality time with my husband, sons, family, and friends, reinforcing my commitment to being a compassionate advisor invested in my clients’ success.

As your mortgage partner, I am here to guide you through the process with clarity and confidence. Let’s work together to make your dream of homeownership a reality!

 

All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Program eligibility and availability varies. Borrower must meet eligibility requirements.

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
Renovation

Renovation

Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.94 out of 5.0 stars
4.94
K
Feb 05, 2024
Verified

I'm not well versed in numbers or loans or mortgages but Elizabeth made the process easy to navigate. She was patient with my hectic schedule and was able to close on my first home under a time crunch. Phenomenal professionalism with personal touch. No robots or long drawn out phone menus, just people helping people achieve goals.
Roman F
Jun 01, 2023
Verified

Elizabeth is very knowledgeable on her area and kept us informed thought the process all the time. Always available and flexible. You will be in great hands with her. I will use her services in the future! Una ventaja es que es bilingüe así que si te sientes más cómodo hablando en tu idioma ella es tu mejor opción!
Trisha
May 13, 2023
Verified

This is going to be long- How was it working with Elizabeth you ask? Let me tell you! We started working with Elizabeth about two years ago, now we have known her for a long time and we my husband and I decided it was time to start looking for a house and apply for a loan. Elizabeth was our go to girl! She had given us a few tasks for us to do before we even discussed a loan. She wanted to make sure we were in good standing with our credit and credit usage, making sure our debt to ratio was at a certain amount along with correcting anything that looked off or wonky with the bank bureaus. And this took time, but we never not stayed in contact. She would make sure to email or text my husband and I every month or so to check in. Now it was not an easy task, and there was a lot of dedication on both parts, Two years flew by so quickly, by November 2022, we had already started the process. We were also first time homebuyers. We just needed to finish up a few loose ends. January came along and boom that’s when it all started to move even faster. Elizabeth guided us, taught us. She dedicated her time and energy to us. When there was something that I did not understand I was able to email her or text her anytime of the day and I got a response in a short amount of time. When I say Elizabeth lives and breathes for her clients I am not joking. The attention to detail she provides is beyond anything I have ever experienced. When we hit April, we had finally did it, we had gotten the approval we had been looking for and did not have to put any money down. We found a home right away and Elizabeth along with her team made the home into a reality. I will forever be grateful for Elizabeth.
User303363
Jan 30, 2022
Verified

Elizabeth did an outstanding job. My bank stated I was 3% over the standard regarding my debt to income ratio. I have great credit. A high FICO score and several assets. Nevertheless not good enough. Liz told me that she would get me approved at an excellent rate. She did!!!! She's the best
Anne
Jan 25, 2022
Verified

Elizabeth Larsen is very dedicated to her profession and clients. She goes above and beyond in time and effort to help her clients reach their goals.
Dana K
Jan 25, 2022
Verified

Elizabeth is amazing and very knowledgeable! She handled everything professionally and was very prompt. She was able to get us a better rate and closed quickly with ease. Would definitely recommend her to family and friends.

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #228934
I am authorized to do business in the states of Florida, Illinois and Wisconsin. (www.nmlsconsumeraccess.org/);