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Mortgage Lady Elizabeth

Where there is a will there is a way

About me

With a deep-rooted passion for helping clients achieve their homeownership dreams, I am Elizabeth Larsen, a dedicated and highly experienced licensed mortgage lender. Born and raised in the vibrant city and suburbs of Chicago, IL, I now proudly serve the Lake Geneva market and the beautiful Northwestern state of Florida. Boasting over 25 years in the mortgage industry, I have built a reputation as a trusted professional committed to delivering exceptional service. My expertise spans a diverse range of clientele, including first-time homebuyers, self-employed individuals, investors, divorcees, and non-qualifying mortgage borrowers. Being fluent in both English and Spanish allows me to ensure clear and effective communication with all my clients. In 2023, I was honored to be recognized as the Best Mortgage Lender by the esteemed Daily Herald Newspaper, a testament to my dedication and commitment to excellence in this field. I understand that navigating the mortgage landscape can be overwhelming. As your mortgage professional, I am here to match you with the perfect mortgage product tailored to your needs. I will negotiate terms that fit your budget and expertly guide you through the legalities and paperwork involved, ensuring a clear and comfortable path to closing on your new home. Whether you're a first-time buyer, looking to change or downsize your home, or seeking to capitalize on home equity, it is crucial to consult with a mortgage professional before making your next move. Together, we will discuss your long-term goals and budget, providing you with a comprehensive understanding of the best home financing options available. Beyond my professional achievements, I cherish spending quality time with my husband, sons, family, and friends. This personal connection fuels my compassion and commitment to being an advisor who is genuinely invested in your success. Let’s embark on this journey together and turn your homeownership dreams into reality!

Con una profunda pasión por ayudar a los clientes a alcanzar sus sueños de ser propietarios de una vivienda, soy Elizabeth Larsen, una prestamista hipotecaria licenciada dedicada y con amplia experiencia. Nacida y criada en la vibrante ciudad y suburbios de Chicago, IL, ahora sirvo con orgullo al mercado de Lake Geneva y al hermoso estado del noroeste de Florida. Con más de 25 años en la industria hipotecaria, he construido una reputación como una profesional de confianza comprometida a ofrecer un servicio excepcional. Mi experiencia abarca una amplia gama de clientes, incluidos compradores de vivienda por primera vez, individuos autónomos, inversores, personas en proceso de divorcio y prestatarios que no califican. Al ser fluida en inglés y español, me aseguro de mantener una comunicación clara y efectiva con todos mis clientes. En 2023, tuve el honor de ser reconocida como la Mejor Prestamista Hipotecaria por el estimado periódico Daily Herald, un testimonio de mi dedicación y compromiso con la excelencia en este campo. Entiendo que navegar por el panorama hipotecario puede ser abrumador. Como su profesional hipotecaria, estoy aquí para ayudarle a encontrar el producto hipotecario perfecto que se adapte a sus necesidades. Negociaré términos que se ajusten a su presupuesto y lo guiaré de manera experta a través de las legalidades y la documentación involucrada, asegurando un camino claro y cómodo hacia el cierre de su nuevo hogar. Ya sea que sea un comprador por primera vez, esté buscando cambiar o reducir el tamaño de su hogar, o quiera capitalizar el capital de su vivienda, es crucial consultar con un profesional hipotecario antes de tomar su próximo paso. Juntos, discutiremos sus objetivos a largo plazo y su presupuesto, proporcionándole una comprensión completa de las mejores opciones de financiamiento para su vivienda.

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
Renovation

Renovation

Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.94 out of 5.0 stars
4.94
5.0
Robert
Dec 23, 2024
Lake In The Hills, IL
Verified

Everything from start to finish was smooth. Elizabeth was in constant contact and went out of her way to comunicate when she could help me.
K
Feb 05, 2024
Crystal Lake, IL
Verified

I'm not well versed in numbers or loans or mortgages but Elizabeth made the process easy to navigate. She was patient with my hectic schedule and was able to close on my first home under a time crunch. Phenomenal professionalism with personal touch. No robots or long drawn out phone menus, just people helping people achieve goals.
Roman F
Jun 01, 2023
Lake in the Hills, IL
Verified

Elizabeth is very knowledgeable on her area and kept us informed thought the process all the time. Always available and flexible. You will be in great hands with her. I will use her services in the future! Una ventaja es que es bilingüe así que si te sientes más cómodo hablando en tu idioma ella es tu mejor opción!
Trisha
May 13, 2023
Wauconda, IL
Verified

This is going to be long- How was it working with Elizabeth you ask? Let me tell you! We started working with Elizabeth about two years ago, now we have known her for a long time and we my husband and I decided it was time to start looking for a house and apply for a loan. Elizabeth was our go to girl! She had given us a few tasks for us to do before we even discussed a loan. She wanted to make sure we were in good standing with our credit and credit usage, making sure our debt to ratio was at a certain amount along with correcting anything that looked off or wonky with the bank bureaus. And this took time, but we never not stayed in contact. She would make sure to email or text my husband and I every month or so to check in. Now it was not an easy task, and there was a lot of dedication on both parts, Two years flew by so quickly, by November 2022, we had already started the process. We were also first time homebuyers. We just needed to finish up a few loose ends. January came along and boom that’s when it all started to move even faster. Elizabeth guided us, taught us. She dedicated her time and energy to us. When there was something that I did not understand I was able to email her or text her anytime of the day and I got a response in a short amount of time. When I say Elizabeth lives and breathes for her clients I am not joking. The attention to detail she provides is beyond anything I have ever experienced. When we hit April, we had finally did it, we had gotten the approval we had been looking for and did not have to put any money down. We found a home right away and Elizabeth along with her team made the home into a reality. I will forever be grateful for Elizabeth.
User303363
Jan 30, 2022
Lombard, IL
Verified

Elizabeth did an outstanding job. My bank stated I was 3% over the standard regarding my debt to income ratio. I have great credit. A high FICO score and several assets. Nevertheless not good enough. Liz told me that she would get me approved at an excellent rate. She did!!!! She's the best
Dana K
Jan 25, 2022
Crystal Lake, IL
Verified

Elizabeth is amazing and very knowledgeable! She handled everything professionally and was very prompt. She was able to get us a better rate and closed quickly with ease. Would definitely recommend her to family and friends.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #228934
I am authorized to do business in the states of Florida, Illinois and Wisconsin. (www.nmlsconsumeraccess.org/);