Dedicated Support for Your Homeownership Journey
Assisting you in Illinois, Indiana, Michigan, & Wisconsin
Clarita Lage
Senior Loan Officer
NMLS# 882807
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
Jumbo
Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
Clarita was a pleasure to work with. We had a very smooth transaction. The client was very happy. Clarita is knowledgeable and very helpful. I would definitely recommend her.
Clarita is so professional, knowledgeable and on top of everything - always an A+ experience with her.
Clarita is exceptionally knowledgeable and patient with our questions. She answered all our questions. She helped us in the past three times with purchase of house/mortgage. Highly recommend.
Clarita Lage was outstanding. Answered all questions that we had. Very knowledgeable.
I went to Clarita and team because I didnt want to get bogged down with all that goes into re-fi's and just wanted to have someone handle it. Clarita, Larry & Guild did just that. thanks.
Your survey.
NMLS ID #882807
I am authorized to do business in the states of Illinois, Indiana, Michigan and Wisconsin. (www.nmlsconsumeraccess.org/); 
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