Dedicated Support for Your Homeownership Journey
Assisting you in Illinois, Indiana, Michigan, & Wisconsin
Clarita Lage
Senior Loan Officer
NMLS# 882807
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
Jumbo
Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.
X
X
Testimonials
10 starts isn’t enough, Clarita was incredible. I have never had such a positive experience working with someone. She is so smart and good at what she does, she completely takes the load off everyone else and gets things done FAST. Most painless experience buying a house and I have her to thank. Will recommend Clarita for life!!
Clarita was by far the best person ive ever worked with in my life. Clarita went ABOVE AND BEYOND, for months and months. Clarita also expalined everything in detail making it smooth and easy for us. i Recommend her so highly and i will for life
Clarita was great to work with. She made good choices for locking rates, was accessible, and made a complex process simple.
Clarita Lage has that rare perfect balance of personal warmth, professionalism, and knowledge. She is incredibly responsive and patient when asked questions and is pro-active in keeping us informed of the process. Our attorney even commented on what a joy she was to work with.
Clarita was a pleasure to work with. Very professional and communicative. Because of her, I would recommend Guild to anyone.
My number 1 lender!
NMLS ID #882807
I am authorized to do business in the states of Illinois, Indiana, Michigan and Wisconsin. (www.nmlsconsumeraccess.org/); 
Before you go
You're about to leave guildmortgage.com and enter an external website.
Please note that Guild Mortgage isn't responsible for the products, content, accuracy, or security provided on a third-party website.
Thank you for visiting us!