Dedicated Support for Your Homeownership Journey
Assisting you in Illinois, Indiana, Michigan, & Wisconsin
Clarita Lage
Senior Loan Officer
NMLS# 882807
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
Jumbo
Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
Clarita is amazing and she worked hard to find us the best rate and fit for us.
Clarita was fantastic to work with and she worked hard to find us the best rates and the best fit for us. The portal was great to help keep me on task and to make sure I was doing what I needed to do for the loan.
All questions were answered thoroughly and promptly! Clarita was so informative and patient. She made what can be a complex process simple.
Clarita is a great loan officer, very knowledgable, great with my clients. Love to have her as part of our team!
Clarita is amazing! She made my husband and I feel so comfortable and informed through the whole process! She is such a hard working and caring person! Thank you again Clarita!
Clarita and Larry are amazing! I appreciated all their support and hard work to help us ach our own goals in life! They are so knowledgeable and made me feel comfortable through the whole process! Thank you again!
NMLS ID #882807
I am authorized to do business in the states of Illinois, Indiana, Michigan and Wisconsin. (www.nmlsconsumeraccess.org/); 
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