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Dedicated Support for Your Homeownership Journey

Assisting you in Illinois, Indiana, Michigan, & Wisconsin

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.93 out of 5.0 stars
4.9
4.98
Adam C
Aug 01, 2025
Verified

Fantastic company to do buisness with! Clarita is the best. Flawless communication from start to finish and she addressed any problems very quickly. All and all I couldn’t be happier with the experience Thank you !!
Adam
Aug 01, 2025
Dixon, IL
Verified

The whole transaction from start to finish was flawless Clarita is a pleasure to work with she is very quick to respond to any problems or concerns she has no problem answering questions and helped guid me through the process of buying my home
Tracy
Aug 01, 2025
Dixon, IL
Verified

Great working with her. Looking for the next one.
Genesis A
Jul 31, 2025
Verified

If you’re reading this, consider yourself lucky to have found Clarita. She’s not just a loan officer, she’s kind, thoughtful, and truly cares about the people she helps. What stands out most is how honest and accurate she is. She won’t overpromise or sugarcoat things. Instead, she sets clear expectations and does everything she can to guide you through the process with confidence. Clarita takes the time to explain things in a way that makes sense. She’s patient, responsive, and always makes you feel supported. She’s the kind of person who makes a stressful process feel manageable. If anyone can help get you to the finish line on time and within your means, it’s her. If you have the chance to work with Clarita, take it. You’ll be glad you did.
Bill
Jul 24, 2025
Geneva, IL
Verified

Clarita was absolutely amazing throughout the entire process! Whatever business I have, I make it a point to use Clarita and Guild.
Danna
Jul 16, 2025
Gilberts, IL
Verified

Working with Clarita was a great experience. She is proactive and engaged from start to finish. Our clients benefit most when their team communicates well and works together–Clarita most certainly understands that!

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Causes & Memberships

member of Guild Giving
NMLS ID #882807
I am authorized to do business in the states of Illinois, Indiana, Michigan and Wisconsin. (www.nmlsconsumeraccess.org/);