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Kurt Doy – Guild Mortgage Lender

Kurt Doy

Loan Officer

4583 State Route 71, Oswego, IL 60543
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Branch:
(630) 631-0035
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Own what matters
Own what matters

About Me

With nearly 20 years of experience as a Loan Officer in the mortgage industry, I have a comprehensive understanding of program guidelines and am committed to providing competitive and creative pricing to ensure that my clients receive the best the market has to offer.   Not only do I have an extensive background in Conventional loans, I also specialize in FHA, VA, down payment assistance programs, and grant programs, allowing me to assist numerous clients in achieving the dream of home ownership!  I am also a licensed Renovation Specialist and work with several builders in new construction, allowing you to create your dream home through either customization or renovation. 

The biggest factor that sets my team apart from others is our commitment to clear and effective communication, ensuring a seamless transaction for everyone involved.  I’m always a phone call or text away…I look forward to bringing you the key to your next home!

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Rebecca Doy image

Rebecca Doy

Loan Officer Assistant | NMLS #1491487

Stacy Mauch image

Stacy Mauch

Loan Processing Manager

I am not an originating team member.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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NMLS ID #581931
I am authorized to do business in the states of Florida, Iowa, Illinois, Indiana, Michigan, Missouri and Wisconsin. (www.nmlsconsumeraccess.org);