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About me

With over 25 years of experience in the mortgage industry, I've built a reputation as a trusted mortgage lender committed to helping individuals and families achieve their homeownership goals. My career spans a wide range of roles, from originator to manager, consistently ranking in the top 10% for production at respected institutions.Read more

With over 25 years of experience in the mortgage industry, I've built a reputation as a trusted mortgage lender committed to helping individuals and families achieve their homeownership goals. My career spans a wide range of roles, from originator to manager, consistently ranking in the top 10% for production at respected institutions.

Currently, I lead a high-performing team of loan officers and managers serving both the Chicagoland area and the vibrant Southwest Florida market. Our team is deeply rooted in the communities we serve, offering personalized mortgage solutions tailored to the unique needs of each region. In Southwest Florida, we specialize in helping clients navigate the dynamic housing market, whether they're purchasing a primary residence, a vacation home, or investing in property.

I bring a comprehensive understanding of mortgage program guidelines, including Conventional, FHA, VA, USDA, grant programs, Down Payment Assistance options, and DSCR (Debt Service Coverage Ratio) loans for real estate investors. This expertise allows me to match clients with the most suitable financing solutions, whether for owner-occupied homes or investment properties, while ensuring competitive pricing and a smooth transaction process.

My leadership philosophy centers on clear and effective communication, collaboration, and a client-first approach. Whether working with first-time buyers, seasoned homeowners, or real estate professionals, my team is dedicated to delivering a seamless experience from application to closing.

Awards

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Causes and Memberships

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Testimonials

4.92 (200 reviews)
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4.9
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5.0
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4.9
We had a great experience working with Cary! incredibly supportive throughout the entire process. Cary is patient, knowledgeable, and always took the time to explain every detail, making what could have been a stressful experience feel smooth and manageable. His dedication and professionalism gave us complete confidence, and we truly felt like he had our best interests at heart."
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cory k.

Mar 19, 2026

Cary is always awesome to work with and super knowledgeable. Been through a purchase and refinance with him now and will be coming back for a second refinance if rates go even lower.
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Danny W.

Mar 17, 2026

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Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #584519

I am authorized to do business in the states of Florida, Illinois, Indiana, Michigan and Wisconsin. (www.nmlsconsumeraccess.org/);

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Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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