Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Autumn Stark
Loan Officer NMLS# 1195966
4583 State Route 71, Oswego, IL 60543
Branch:
About Me
I enjoy helping families build their strong financial future through home ownership. Whether you’re just starting out with buying your first home or are a seasoned investor; I’m here to help you every step of the way.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
Jumbo
Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
Testimonials
NMLS ID #1195966
I am authorized to do business in the state of Illinois. (www.nmlsconsumeraccess.org);