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Pablo Ramirez

Pablo Ramirez

Loan Officer

1815 Meyers Road, Suite 120, Oakbrook Terrce, IL 60181
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
5.0
Maria
Dec 04, 2023
Verified

Pablo was always available for any questions or concerns. He really facilitated our loan process and closing within 30 days. We appreciate him very much!
Enrique
Dec 04, 2023
Verified

I got all my questions answered at all time, got an excellent personal attention, and always got a quick response
Zach
Sep 24, 2023
Verified

I could not recommend Pablo enough. He was outstanding.
Socorro
May 02, 2023
Verified

We were very impressed on how quickly Pablo Ramirez took care of us and answer any questions we had throughout the loan process . I would highly recommend him to family and friends.
Armando M
Jun 11, 2018
Verified

Knowledge, great service, guidance, and experienced!!!

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NMLS ID #1678309
I am authorized to do business in the state of Illinois. (www.nmlsconsumeraccess.org);