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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Mike Ponce
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Mike Ponce

Loan Officer

1815 Meyers Road, Suite 120, Oakbrook Terrce, IL 60181
Own what matters
Own what matters

About Me

As a Guild Mortgage Inlanta Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. I look forward to serving your home financing needs for many years. My goal is to be your "lender for life".

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.93 out of 5.0 stars
5.0
Eladio
Dec 26, 2023
Verified

Excelente servicio
Mario
Dec 26, 2023
Verified

Mike is a professional Loan officer, I had a great experience and the process was very efficient, I recomend Mike Ponce
Marisela
Nov 07, 2023
Verified

Was kept informed through out the loan process on charges and various loan options.
Christian
Nov 06, 2023
Verified

Just the whole team who worked with us did an outstanding job helping and directing us in the most professional way possible.
Marvin
Oct 05, 2022
Verified

Helping others is really a gift and Mike has it He help me before and now for sure will come to him for loans over and over again
Ricardo
Sep 04, 2022
Verified

Service and coordinate it was awesome

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Awards

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Causes I'm
passionate about

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NMLS ID #228289
I am authorized to do business in the state of Illinois. (www.nmlsconsumeraccess.org);