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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Michael Plating

Michael Plating

Branch Manager

1815 Meyers Road, Suite 120, Oakbrook Terrce, IL 60181
Own what matters
Own what matters

About Me

As a Guild Mortgage Inlanta Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. I look forward to serving your home financing needs for many years. My goal is to be your "lender for life".

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
5.0
4.93
5.0
Jerren
Jun 17, 2024
Verified

Michael was always available and extremely knowledgable. Really helped us with our questions and navigating the often confusing process of securing financing.
Hong
Jun 04, 2024
Verified

Great and dedicated!
Rudy
May 28, 2024
Verified

Mike helped me in every aspect of my loan. He went above and beyond for me. He made sure I understood all the steps to getting approved
Roger
May 28, 2024
Verified

Everything was fantastic from beginning to end. It became clear from the start we were working with an incredibly above average, knowledgeable team. Their problem solving capabilities are top tier and ensured a smooth transaction.
Alonso
May 28, 2024
Verified

Always a pleasure working with Mike…
Austin
May 06, 2024
Verified

The communication and the overall ease of the process made a somewhat stressful situation less stressful.

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Awards

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Causes I'm
passionate about

causes
NMLS ID #197120
I am authorized to do business in the states of Illinois, Indiana and Wisconsin. (www.nmlsconsumeraccess.org);