Mike Vrba

To 10 Reasons to Work with Mike

Mike's 13 years of mortgage planning in up and down markets

Mike's completely proactive & Stress-Free Mortgage Experience

Cherry Creeks access to over 30 different mortgage companies

Face-to-Face Approach

Mike's lifetime management of your mortgage: His annual Check-Up

Mike's Automatic refinance email alerts for lower rate opportunities

Mike's automatic email alerts on the value of your property

Mike's focus on Growing his client wealth and improving their liquidity

Free copy of your appraisal

Your Personal Financial Planning Session

I am not your normal mortgage professional. Instead, I focus on your whole financial situation and how the mortgage you choose will affect it. When I meet with you we look at the mortgage and how it is intertwined with all your finances. Too many people are guilty of compartmentalization when it comes to their mortgage. While they focus on choosing the right mortgage, they fail to see how that affects all their other debts, assets and investments. We will look at it all! In our face-to-face planning session I will teach you how money works, and show you how to become wealthier using your mortgage as a powerful financial tool. My promise to you is: No surprises!

One of the most common questions I get asked on a daily basis is, "What is your Rate". You would think that a question as simple as that would have an easy answer, but that is not the case! Every rate is a custom quote. The rate you get could be different then your neighbors down the street because your situation is probably different than theirs. There are over 25 variables that make up a mortgage interest rate and If you change one of the variables, your rate changes. If you throw in the fact that rates also can change two or three times a day depending on what is going on in the financial markets, shopping for a rate can be a complicated process.