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Mike Vrba
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Mike Vrba

Branch Manager

495 N Illinois Route 21, Suite 206, Gurnee, IL 60031
Own what matters
Own what matters

About Me

To 10 Reasons to Work with Mike

Mike's 13 years of mortgage planning in up and down markets

Mike's completely proactive & Stress-Free Mortgage Experience

Cherry Creeks access to over 30 different mortgage companies

Face-to-Face Approach

Mike's lifetime management of your mortgage: His annual Check-Up

Mike's Automatic refinance email alerts for lower rate opportunities

Mike's automatic email alerts on the value of your property

Mike's focus on Growing his client wealth and improving their liquidity

Free copy of your appraisal

Your Personal Financial Planning Session

I am not your normal mortgage professional. Instead, I focus on your whole financial situation and how the mortgage you choose will affect it. When I meet with you we look at the mortgage and how it is intertwined with all your finances. Too many people are guilty of compartmentalization when it comes to their mortgage. While they focus on choosing the right mortgage, they fail to see how that affects all their other debts, assets and investments. We will look at it all! In our face-to-face planning session I will teach you how money works, and show you how to become wealthier using your mortgage as a powerful financial tool. My promise to you is: No surprises!

One of the most common questions I get asked on a daily basis is, "What is your Rate". You would think that a question as simple as that would have an easy answer, but that is not the case! Every rate is a custom quote. The rate you get could be different then your neighbors down the street because your situation is probably different than theirs. There are over 25 variables that make up a mortgage interest rate and If you change one of the variables, your rate changes. If you throw in the fact that rates also can change two or three times a day depending on what is going on in the financial markets, shopping for a rate can be a complicated process.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
4.99
Francisco
Sep 22, 2022
Verified

100% true person to deal with._x000D_ Always on the point no B.S.
Ryan
Sep 06, 2022
Verified

Couldn't be happier with the level of professionalism and knowledge Mike brought to the table helping my wife and i get everything set up for purchasing our home.
Mike P
Aug 11, 2022
Verified

This is the third time I have used Mike Vrba and Cherry Creek Mortgage. They are the best! You won't get the personalized service anywhere else that Mike gives you. He goes above and beyond to get your mortgage approved and to get you to closing as quickly as possible. Trust in Mike Vrba and Cherry Creek Mortgage and you won't be sorry!
Hayley
Jun 16, 2022
Verified

I am a young, first time home buyer. Mike was incredible throughout the whole process. He explains everything in detail, but makes it easy to understand. He answered all of my many, many questions. I cannot recommend Mike enough!
Amber
Mar 03, 2022
Verified

Mike is always a pleasure to work and looking out for our best interests. He explains everything and leaves no questions unanswered. Wouldn’t want to work with anyone else!
April E
Dec 07, 2021
Verified

Mike is the best; he really cares and great follow through with everything.

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Awards

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Causes I'm
passionate about

causes
NMLS ID #217561
I am authorized to do business in the states of Colorado, Illinois, Indiana, Michigan, Tennessee and Wisconsin. (www.nmlsconsumeraccess.org);