I have been providing personal mortgage advice since 1990.
In 2007, my focus shifted to helping my clients with more than just getting a great mortgage. I felt obligated to educate my clients on the importance of choosing a mortgage plan that would complement their holistic financial plan. My goal became helping clients choose a mortgage plan that would improve their ability to: 1) save more for their retirement 2) save more for their child’s education 3) pay off all their high-interest debt 4) save more in their liquid cash rainy-day fund.
In 2008 I obtained my Series 65 Investment Adviser license. Now I am one of just a handful of people in America that hold a mortgage advisor and an investment advisor license simultaneously. With my investment advisor license comes the requirement for me to be a fiduciary. Fiduciaries are obligated by law to act in their client’s best interest, rather than operating out of self-interest. I take my fiduciary oath very seriously and therefore only make recommendations that are the best financial decision for my clients.
I spend a great deal of time with each client to develop a personal financial plan centered around the proper mortgage to meet their financial needs. I teach my clients that a mortgage is not a necessary evil, but a powerful financial tool. The concentration of my business is a broader goal of maximizing my clients’ wealth. I educate my clients about the importance of liquidity, diversification, rebalancing, and long-term investing in their holistic financial plans.
I don’t believe the American Dream is merely homeownership. I believe the real American Dream is financial security. I am educating everyone I can on how to accomplish this dream.
If you’re searching for an independent and objective advisor, who is looking out for your best interest and helping you reach financial security faster, it would be my pleasure to serve you.
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Ed was a massive help when we bought our first home. I wouldn't say it was easy, but he made it as easy as possible. This was due to his approachable and friendly personality, his vast knowledge of house finance, and his unmatched ability to help you through anything during the process. If you are looking to buy a home - and especially if it is your first home - this is your guy. I would recommend Ed to anyone and everyone and if I could rate him 6 out of 5 stars, I would.
Ed has been an incredible resource in our home buying process. His knowledge sharing and communication were unparalleled. Both our realtor and attorney said Ed was the best they’ve ever worked with!! We highly recommend Ed!
Ed is an absolute pleasure to work with. As first time home buyers, we felt very overwhelmed when starting the pre-approval and search for a home. Ed took the time to explain everything to us in a way we understood and made us feel confident and comfortable throughout the process. Ed was detailed in all the paperwork, which made closing smooth and without any surprises (which we greatly appreciated). His communication was excellent! Highly recommend.
Ed Conarchy made what is otherwise a stressful, overwhelming process much easier. With Ed, everything was smooth sailing. Ed is extremely detail oriented, organized, and has a plethora of good advice/knowledge. He will give you the facts straight, and not push you in one direction or the other. He kept us constantly in the loop, and updated us at every step. We seriously couldn't picture going through this whole process without him. As a bonus, he and my husband bonded over dad jokes 😉
Who wants to go through the hassle of a re-fi? Well, me for one! Working with Ed Conarchy on a re-fi this month was a unique and pleasant experience. Ed was in frequent contact throughout the process with helpful insights and advice. Even after the closing, Ed followed up to make sure that things went smoothly and that I actually received the funds to which I was entitled. Based upon his long experience in the business, Ed was able to point out money-saving tips that I would never have considered on my own. And Ed's pleasant demeanor caused me to feel that I was actually making a friend.