Contact Me

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Ed Conarchy
Acquisition Logo

Ed Conarchy

Branch Manager

495 N Illinois Route 21, Suite 206, Gurnee, IL 60031
Own what matters
Own what matters

About Me

I have been providing personal mortgage advice since 1990.

In 2007, my focus shifted to helping my clients with more than just getting a great mortgage. I felt obligated to educate my clients on the importance of choosing a mortgage plan that would complement their holistic financial plan. My goal became helping clients choose a mortgage plan that would improve their ability to: 1) save more for their retirement 2) save more for their child’s education 3) pay off all their high-interest debt 4) save more in their liquid cash rainy-day fund.

In 2008 I obtained my Series 65 Investment Adviser license. Now I am one of just a handful of people in America that hold a mortgage advisor and an investment advisor license simultaneously. With my investment advisor license comes the requirement for me to be a fiduciary. Fiduciaries are obligated by law to act in their client’s best interest, rather than operating out of self-interest. I take my fiduciary oath very seriously and therefore only make recommendations that are the best financial decision for my clients.

I spend a great deal of time with each client to develop a personal financial plan centered around the proper mortgage to meet their financial needs. I teach my clients that a mortgage is not a necessary evil, but a powerful financial tool. The concentration of my business is a broader goal of maximizing my clients’ wealth. I educate my clients about the importance of liquidity, diversification, rebalancing, and long-term investing in their holistic financial plans.

I don’t believe the American Dream is merely homeownership. I believe the real American Dream is financial security. I am educating everyone I can on how to accomplish this dream.

If you’re searching for an independent and objective advisor, who is looking out for your best interest and helping you reach financial security faster, it would be my pleasure to serve you.

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Your home loan insights

Already a homeowner?
Find out what your home is worth and see how your equity can work for you.

Get your home estimate

X

Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
5.0
Linda G
May 01, 2024
Verified

I have worked with Ed on a previous mortgage and liked his personal approach to getting things done. When I needed to refinance he was the 1st person I thought of. He guided me thru every step of the process. He is a hands on agent. I would not hesitate to refer family or friends to him and the company. He is very thorough and professional.
Linda
Apr 12, 2024
Verified

If you need a caring and professional mortgage broker you can't go wrong with Ed. He was available every step of the way. He makes sure you understand the process. Highly recommend him and the company.
Gene J
Mar 02, 2024
Verified

I’ve worked with Ed many times over the years. He’s always walked us through the process and follows up on everything. He’s helped us find the best rate and walked us through the process for taking some equity out of our home to help with some unexpected expenses.
Jeremy K
Feb 29, 2024
Verified

Ed was very helpful with the process of obtaining a mortgage approval and locking in a rate. Solid communication and I felt he was looking out for my best interests.
Sarah B
Feb 29, 2024
Verified

Ed made my refinancing experience very easy. He was always available when I had any questions. I would highly recommend Ed and Guild Mortgage.
Brandon W
Oct 02, 2023
Verified

Ed was a massive help when we bought our first home. I wouldn't say it was easy, but he made it as easy as possible. This was due to his approachable and friendly personality, his vast knowledge of house finance, and his unmatched ability to help you through anything during the process. If you are looking to buy a home - and especially if it is your first home - this is your guy. I would recommend Ed to anyone and everyone and if I could rate him 6 out of 5 stars, I would.

Video gallery

View More

Awards

awards

Causes I'm
passionate about

NMLS ID #215698
I am authorized to do business in the states of Illinois, Indiana, Michigan and Wisconsin. (www.nmlsconsumeraccess.org);