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About me

I have been providing personal mortgage advice since 1990.

In 2007, my focus shifted to helping my clients with more than just getting a great mortgage. I felt obligated to educate my clients on the importance of choosing a mortgage plan that would complement their holistic financial plan. My goal became helping clients choose a mortgage plan that would improve their ability to: 1) save more for their retirement 2) save more for their child’s education 3) pay off all their high-interest debt 4) save more in their liquid cash rainy-day fund.

In 2008 I obtained my Series 65 Investment Adviser license. Now I am one of just a handful of people in America that hold a mortgage advisor and an investment advisor license simultaneously. With my investment advisor license comes the requirement for me to be a fiduciary. Fiduciaries are obligated by law to act in their client’s best interest, rather than operating out of self-interest. I take my fiduciary oath very seriously and therefore only make recommendations that are the best financial decision for my clients.

I spend a great deal of time with each client to develop a personal financial plan centered around the proper mortgage to meet their financial needs. I teach my clients that a mortgage is not a necessary evil, but a powerful financial tool. The concentration of my business is a broader goal of maximizing my clients’ wealth. I educate my clients about the importance of liquidity, diversification, rebalancing, and long-term investing in their holistic financial plans.

I don’t believe the American Dream is merely homeownership. I believe the real American Dream is financial security. I am educating everyone I can on how to accomplish this dream.

If you’re searching for an independent and objective advisor, who is looking out for your best interest and helping you reach financial security faster, it would be my pleasure to serve you.

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
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Bryan W
Oct 20, 2024
Verified

Ed was great. Explained the whole process step by step as a new first time buyer. Great communication and would recommend him. 10/10 would do business again.
Jim O
Sep 24, 2024
Verified

Ed was referred to us by our financial advisor and was awesome to work with. It has been over 35 years since we went through the mortgage process and Ed made it very easy. He guided us through the process and made sure every detail was covered and understood. Ed is proactive, personable, and now a friend! Jim and Pam Olzem
Keith B
Aug 07, 2024
Verified

Ed is the best - knowledgeable & super proactive, he ensured the whole process stayed on track so we didn’t have to!
Amy C
Jun 25, 2024
Verified

Ed is an exceptional professional. If you have any questions or concerns, Ed is quick to respond. He is on top of the entire process, and also genuinely nice to work with. We're grateful for Ed's help as we bought our dream home.
Tom M
Jun 12, 2024
Verified

This was our first mortgage through Ed - and it was a much smoother experience than with other providers. Ed has graciously advised us for years, even when we weren’t getting a mortgage through him. He’s a very knowledgeable professional, and he is a proactive communicator. We strongly recommend him.
Linda G
May 01, 2024
Verified

I have worked with Ed on a previous mortgage and liked his personal approach to getting things done. When I needed to refinance he was the 1st person I thought of. He guided me thru every step of the process. He is a hands on agent. I would not hesitate to refer family or friends to him and the company. He is very thorough and professional.

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NMLS ID #215698
I am authorized to do business in the states of Illinois, Indiana, Michigan and Wisconsin. (www.nmlsconsumeraccess.org);