Ruth Cardona

As a Mortgage Loan Officer with Guild Mortgage, I’m passionate about helping individuals and families achieve homeownership with confidence. Whether purchasing your first home, refinancing, investing, accessing your home’s equity through a HELOC, or financing with an ITIN, I’m committed to finding the loan solution that fits your goals. My background in real estate gives me a unique perspective on the home-buying process, having worked with buyers and sellers for years. I proudly serve clients throughout Illinois in both English and Spanish, with a focus on education, transparency, and personalized guidance, so every client feels informed and supported from application to closing and beyond. I believe a mortgage is more than a loan, it’s a steppingstone towards building long-term wealth and financial stability. My goal is to be a trusted resource before, during, and long after your closing day.

I proudly serve clients in English and Spanish!