About me

I’m an Arizona native who found my way to South Carolina through the course of life travels. I’m partnered with Beth Quick, a Guild Mortgage Loan Officer as her loan partner. I truly enjoy helping others. I am committed to educating clients of the options for real estate financing and assisting them in making solid home loan decision that meet their needs. I’ve been in the Mortgage industry for 8 years.

My “Find a Loan” section of this website can be used to find information and resources on your financing options. Feel free to select “Apply Now” to be pre-qualified to purchase your dream home. I look forward to visiting with you to refinance your current home or achieve new home ownership.

Apply Online or give me a call!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

Lock and Shop

If you’re searching for your next home in a competitive market, you can lock your loan and start shopping. You don’t have to worry about rates rising because we’ve got you covered for 90 days. If rates go down, our one-time float down option provides the perfect solution. The rate is locked and secure, so you can search for a home you love.

Manufactured homes

Manufactured or CrossMod homes feel just like traditional, site-built homes. Fannie Mae’s MH Advantage® or Freddie Mac’s CHOICEHome programs create more flexible, affordable and innovative home options if you’re interested in purchasing a custom manufactured home with the look and feel of a traditional home. These can include many of the same amenities like garages, car ports, porches, decks and more.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Causes & Memberships

NMLS ID #880762

I am authorized to do business in the state of Idaho.

Select from hundreds of loan products tailored to your needs

Teri Adams

Home Mortgage Specialist

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