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Teri Adams

Home Mortgage Specialist

NMLS# 880762

About me

Originally from Arizona, I now call Idaho my home. With a decade of experience in the mortgage industry, I am passionate about helping people and dedicated to educating clients on real estate financing. My commitment to providing exceptional service has made me a trusted advisor in the field. My expertise and personalized approach ensure that each client feels confident and informed throughout the financing process.

My journey in the mortgage industry began with a desire to make a positive impact on people's lives. Over the years, I built a reputation for integrity, professionalism, and unwavering dedication to my clients' needs. Whether it's a first-time homebuyer or a seasoned investor, I take pride in guiding clients through the complexities of real estate financing with ease and clarity.

Outside of work, I enjoy spending time outdoors, whether it's riding horses or exploring nature with my dog. My love for the outdoors is matched by my enthusiasm for helping others achieve their homeownership dreams. I believe that a balanced life is key to success, and find joy in the simple pleasures of life, from a peaceful trail ride to a scenic hike.

My future goals include continuing to grow my expertise in the mortgage industry, expanding my client base, and staying at the forefront of industry trends and innovations. I am committed to lifelong learning and is always looking for ways to better serve her clients and community.

Feel free to select "Apply Now" -  to be pre-qualified to purchase your dream home or refinance your current home. I look forward to visiting with you.
Apply Online or give me a call!

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
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Lock and Shop

If you're searching for your next home in a competitive market, you can lock your loan and start shopping. You don't have to worry about rates rising because we've got you covered for 90 days. If rates go down, our one-time float down option provides the perfect solution. The rate is locked and secure, so you can search for a home you love.
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Manufactured homes

Manufactured or CrossMod homes feel just like traditional, site-built homes. Fannie Mae's MH Advantage® or Freddie Mac's CHOICEHome programs create more flexible, affordable and innovative home options if you're interested in purchasing a custom manufactured home with the look and feel of a traditional home. These can include many of the same amenities like garages, car ports, porches, decks and more.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews.
5.0 out of 5.0 stars
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5.0
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5.0
Niki M.
Nov 2, 2025
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This lender accomplishes the impossible
Cassandra
Nov 2, 2025
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Your accomplished the impossible
Brenda
Nov 3, 2025
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Very helpful and respectful and went above and beyond to help us. We will definitely recomend Guild Mortgage ...See more
Alan
Nov 3, 2025
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Teri stayed in touch with us and guided us through the journey to owning a beautiful home ,without Her knowledge and ...See more
Dj
Oct 2, 2025
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Teri was great to work with!
Hayleigh
Oct 5, 2025
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Teri provided us with great communications and information for different options available to us . Overall...See more

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Awards

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Causes & Memberships

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NMLS ID #880762

I am authorized to do business in the state of Idaho.

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