Warm environment, simple communication, smart solutions...
Your Best in Mind. Honored to Serve YOU! Let's See What YOU Can Do Today!
Leon Baker
Loan Officer
NMLS# 103195
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Renovation
Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.
Reverse mortgage loan
If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
Leon always kept us up to date on what was happening with our loan. He was just an amazing person to work with .
Leon baker is a very good at what he dose Went above and beyond what i expected
Leon Baker and his team are awesome. Great communication throughout . Followed up on everything that came up efficiently and clarity . You are in good hands with Leon and his team.
Everything was easy and straight forward and Leon did a great job of informing me and teaching me loads about purchasing a house
Leon made this experience personal and professional. I haven’t moved in 27 years and he was very helpful all the way through. He explained things and did not get frustrated with me when he had to explain again. Very kind and patient.
Amazing lender and even better person! I would not only trust this man with every loan, but would trust him with my life and my kids! Can't be more trustworthy than that! Leon is extremely knowledgeable and can do almost any kind of home loan! If he sounds too smart and too nice to be real, then you'll just have to adjust your perception of reality because Leon in the REAL DEAL!
NMLS ID #103195
I am authorized to do business in the states of Idaho and Oregon. OR ML-176; 
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