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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Renovation

Renovation

Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.
Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
4.96
5.0
Sandra
May 19, 2025
Middleton, ID
Verified

Great staff. Everyone was very helpful and just nice to work with
Natalie
May 12, 2025
Meridian, ID
Verified

My husband and I had a great experience with Leon Baker. He is so kind and knowledgeable. Leon spent as much time as we needed and he went above and beyond our expectations.
Matthew
May 12, 2025
Meridian, ID
Verified

I've worked with Leon in the past and truly appreciate his dedication and commitment. He takes the time to make the process feel personal, never making me feel like just another applicant in line. His professionalism, combined with a genuine interest in helping his clients, sets him apart.
Natalie W
May 12, 2025
Verified

What can I say? I trust them completely.
Natalie
May 12, 2025
Caldwell, ID
Verified

It's always great working with Leon and his team. Their kindness and willingness to go the extra mile does not go unnoticed.
Mike G
May 12, 2025
Verified

Leon and team were beyond professional and amazing to work with. As the listing agent I was impressed by the awesome communication I received from them all.

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Causes & Memberships

NMLS ID #103195
I am authorized to do business in the states of Idaho and Oregon. OR ML-176;