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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Renovation

Renovation

Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.
Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
4.95
5.0
Howard
Aug 30, 2025
Ontario, OR
Verified

The Entire team was extremely helpful. They guided me through the entire process from start to finish. I was supplied with excellent tools resources and educational information. I will definitely use Leon Baker and the Guild team again if needed. Will also definitely recommend to anyone who is looking to purchase a home. We couldn't be happier with them. The Thing that stands out is the kindness, expertise and guidance we received through the entire process.
Cache
Aug 27, 2025
Nampa, ID
Verified

Amazing people!
Rachael
Aug 30, 2025
Ontario, OR
Verified

It was a great experience working with Leon and his team!
Timothy
Aug 07, 2025
Nampa, ID
Verified

Great service and willingness to work around my schedule.
Matt H
Aug 01, 2025
Verified

Leon Baker is an outstanding human being. He and his team over at Guild Mortgage are without a doubt one of the best in the valley if not THE best. We had an impeccable experience and we highly recommend Leon and Guild Mortgage to anyone looking for a home loan. We could not be any more pleased.
Ruby
Aug 28, 2025
Caldwell, ID
Verified

Guid team members are very friendly. Great team to work with for a smooth transition!

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Awards

Scotsman Guide Award

Causes & Memberships

NMLS ID #103195
I am authorized to do business in the states of Idaho and Oregon. OR ML-176;