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Leon Baker
Loan Officer
NMLS# 103195
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Renovation
Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.
Reverse mortgage loan
If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
Easy and kept us informed through the whole process
Leon and Cindy were so fantastic. They answered all questions, walked me through every detail and were just a pleasure to work with and speak to. A great team for sure!
Leon did a fantastic job helping us through income changes and finding the right deals for us throughout the loan process!
Our experience collaborating with the Guild Mortgage team was excellent. Leon and Jonathan promptly addressed all of our questions. The Guild Mortgage team demonstrated a high level of professionalism and expertise. Throughout the process, we felt comfortable and confident. We sincerely appreciate all of your assistance. Thank you, Castellanos family
Appreciated all the communication and keeping us updated on the entire process. Really appreciated the amortization explanation and guidance on the best way to pay down our mortgage.
It was fast and easy. :)
NMLS ID #103195
I am authorized to do business in the states of Idaho and Oregon. OR ML-176; 
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