Warm environment, simple communication, smart solutions...
Your Best in Mind. Honored to Serve YOU! Let's See What YOU Can Do Today!
Leon Baker
Loan Officer
NMLS# 103195
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Renovation
Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.
Reverse mortgage loan
If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
for the relational approach and willingness to answer our questions. The entire team is so kind and easy to work with!
On-time performance
Everything was well explained and the process was handled with little to no inconvenience on our part.
Leon and his staff were so helpful and explained things clearly. He worked hard to get us a great rate.
We have been using Leon for years now as our personal lender as well as a business referal to clients. Leon and his team always get the job done and they go above and beyond. We feel very blessed to be able to not only a client but. a friend! Thanks for the super fast close on our last transaction!!
Guid team members are very friendly. Great team to work with for a smooth transition!
NMLS ID #103195
I am authorized to do business in the states of Idaho and Oregon. OR ML-176; 
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