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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Renovation

Renovation

Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.
Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
4.96
5.0
Paul
Jan 27, 2025
Nampa, ID
Verified

Leon and his team were ready to work with. The loan process was simple and a seamless transition. Thank you for helping us!
Jordan
Jan 21, 2025
Meridian, ID
Verified

Leon was very helpful and answered each question we had very thoroughly. I am realizing it after the fact, the main reason I had a great experience is that Leon demonstrated to me what it looks like to walk in a career that God designed for him. Leon loves what he does and he loves people just like Jesus loved what he did and loved people. He met each one where they were at, encouraged them and called them up. Thank you so much for all you did for Emily and I.
Arvid
Jan 06, 2025
Emmett, ID
Verified

I have partnered with Leon Baker for over 20 years in my Real Estate Practice. None Better. Always kind, accurate, prompt, and unparalleled God centered integrity. You always know that everything that could possibly be done, and more, is exactly what your client is going to get. Thank You Leon for this. Arvid
Shane
Dec 23, 2024
Nampa, ID
Verified

Leon, you are the best of the best. You go out of your way to help and show us better ways to succeed all the way to the very end . Thank you
Briston
Dec 16, 2024
Baker City, OR
Verified

everything went smoothly and everyone was kind
Mitch W
Dec 24, 2024
Verified

Amazing Lender that i would send any of my clients to!

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NMLS ID #103195
I am authorized to do business in the states of Idaho and Oregon. OR ML-176;