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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Renovation

Renovation

Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.
Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
4.96
5.0
Francisco
Jul 04, 2025
Nampa, ID
Verified

Our experience collaborating with the Guild Mortgage team was excellent. Leon and Jonathan promptly addressed all of our questions. The Guild Mortgage team demonstrated a high level of professionalism and expertise. Throughout the process, we felt comfortable and confident. We sincerely appreciate all of your assistance. Thank you, Castellanos family
Shannan
Jul 04, 2025
Kuna, ID
Verified

Appreciated all the communication and keeping us updated on the entire process. Really appreciated the amortization explanation and guidance on the best way to pay down our mortgage.
Jennifer
Jul 04, 2025
Kuna, ID
Verified

It was fast and easy. :)
Jared G
Jun 29, 2025
Verified

Leon Baker is an incredible loan officer and a first-class individual! He stuck with us through numerous offers, and no matter how busy he was, he would always take the time to answer every question we had. If you are looking for a person that will work hard to help you achieve your goals, Leon is your guy! I would recommend Leon and his team to anyone!
Jodi
Jun 18, 2025
Caldwell, ID
Verified

Leon and his team were truly amazing. They worked extremely hard with my last client to make sure that we covered every base to get him in to his home. Working crazy hours and at every angle. Thank you for making this tricky transaction feel like a walk in the park.
Scott
Jun 18, 2025
Caldwell, ID
Verified

Great communication. Very respectful and team oriented approach

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Awards

Scotsman Guide Award

Causes & Memberships

NMLS ID #103195
I am authorized to do business in the states of Idaho and Oregon. OR ML-176;