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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Renovation

Renovation

Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.
Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
4.96
5.0
Debbie
Apr 21, 2025
Caldwell, ID
Verified

Leon kept me fully informed and everything went very smoothly. Closed on time too!
Thomas
Apr 14, 2025
Meridian, ID
Verified

and his group did an incredible job helping us get all set up for our new home. They made the process extremely easy, and we're so trustworthy. It felt as though they always had our best interest in mind. They made it simple, and explained things well. They were easy to contact, and kept us in the loop the entire time. We would use them again in a heartbeat. Great people.
M'lissa
Apr 14, 2025
Caldwell, ID
Verified

Leon was very helpful and made the whole loan ghjjhfs
Brittany
Apr 14, 2025
Kellogg, ID
Verified

Leon was very efficient and never left me hanging. Always giving me updates in a timely manner.
Jake b
Apr 14, 2025
Verified

Leon baker went above and beyond what I expected. He worked hard to get us the best rate he could. He took the stress out of the loan process. With how he took care of us from beginning to end. Always available for questions and concerns and he has a great team around him
benjamin m
Apr 10, 2025
Verified

Working with Leon was an absolute game-changer in my loan process. From the very beginning, he took the time to educate me on every step, breaking things down in a way that made it all easy to understand. I walked away from each conversation feeling more confident and informed, which is something I didn’t expect going into this process. What really stood out was how much he listened and made me feel truly heard. He didn’t treat me like just another file—he understood my goals, answered every question with patience, and offered thoughtful advice that was tailored to my situation. Leon didn’t just meet my expectations—he went above and beyond. Whether it was staying late to answer my emails or proactively keeping me updated, I always felt like I was in good hands. His professionalism, knowledge, and genuine care made all the difference. Thanks again Leon! I wouldn’t hesitate to recommend you.

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NMLS ID #103195
I am authorized to do business in the states of Idaho and Oregon. OR ML-176;