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About me

Welcome! Thank you for visiting my website! I have lived in the Nampa ID area since May of 2005. My wife and I moved from Seattle some 15+ years ago to be closer to family and to start our own family in the beautiful Treasure Valley. We absolutely love living in Idaho. It is a wonderful place filled with incredibly warm people beautiful scenery and great opportunities to explore the outdoors! My wife Heather and I have two daughters Grace and Lily. The girls are very involved with softball volleyball and gymnastics as well as other various activities with our church and community. We love to travel and visit the many out-of-the-way places Idaho has to afford. We have enjoyed some great trips camping fishing or just having a soak in one of the many natural hot springs located within driving distance of home! In addition to that the girls are very active in the local musical theater and we find ourselves attending many of the events put on by the vibrant arts community of the Nampa/Boise area. After graduating with a Master's Degree in School Counseling my wife began working as a school counselor for a local Middle School pursuing her passion for helping students and families achieve their goals and dreams! Between all those events we find ourselves very busy and wouldn't have it any other way! I have worked in the mortgage industry for over 20 years. Starting as a banker with Washington Mutual Bank and working for various institutions and mortgage companies over the years. During that time I have been a personal banker loan processor loan underwriter loan closer and loan originator. As a result of these different job titles I have had the privilege of experiencing every facet of the loan process from application to closing. I have also received training through various agencies from Idaho Housing & Finance FHA Veteran's Administration Rural Housing Fannie Mae Freddie Mac and many more. I absolutely love the ability that we have to help people achieve their dream of homeownership! Whether it's a beautiful new home in which to raise your family a vacation property to make memories in or a rental property to create wealth ? We look forward to adding value and earning the privilege of your business.

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Skylee
Jun 20, 2025
Verified

Jonathan was absolutely amazing to work with, he was on top of any questions I had. My first house fell thru for a few reasons and Jonathan went over and beyond to make sure the next house went smoothly! His communication, empathy, and all of the above is amazing. He is definitely one of the best out there! I closed on my first home as single mom of 3 in 6/18/25 and I couldn’t have done it with out Jonathan!
Skylee
Jun 19, 2025
Murphy, ID
Verified

Jonathan was absolutely amazing, any questions I had he had no issues answering, he responded in a timel manner. Jonathan went over and beyond to get me into a home. we had a few hiccups and he did everything in his power to make it work for myself and my kids. I will always recommend Jonathan! He is a true blessing and did more than what most people would do.
Amy
Apr 28, 2025
Nampa, ID
Verified

Jonathan was AMAZING! He always answered my calls and was very helpful and very nice while walking me through the entire process. As a first time home buyer, there is no question that I would recommend him.
DONNA
Apr 28, 2025
Nampa, ID
Verified

Great communication, no drama and closed early!
Carolyn
Apr 28, 2025
Nampa, ID
Verified

I will always love working with Jonathan Michalski He is not only professional and extremely knowledgeable, but also takes the stress out of the loan process with his personality and his amazing sense of humor. i found Guilds online application to not be that user friendly.
Tamra M
Mar 17, 2025
Verified

Jonathan was amazing at getting us a loan for our dream home. We were in a 30 day escrow and we ended up closing 13 days EARLY! He was super easy to communicate with and made the process effortlessly! I highly recommend him and he can give you recommendations for the best realtor as well. Thank you so much for helping us out, we appreciate it. I’ll be spreading the word about you and your company you work for.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1807011
I am authorized to do business in the state of Idaho.