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Debbie Aguirre-Shank

Debbie Aguirre-Shank

Senior Loan Officer

5660 E. Franklin Rd., Suite 201, Nampa, ID 83687
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.97 out of 5.0 stars
5.0
5.0
4.91
5.0
Alyssa
May 07, 2024
Verified

We were first-time homebuyers.She helped us so much to make it so much less stressful!
Kathleen
May 06, 2024
Verified

Debbie from Guild Mortgage is amazing! This was the smoothest transaction we have ever experienced when buying a home! She’s on top of everything & organized. We appreciated all her hard work to get us the best loan possible in these turbulent times!
Isaac G
Apr 16, 2024
Verified

I would highly recommend Debbie and her team at Guild mortgage. She made the process of purchasing a new home so easy and flawless. What a awesome experience!
Isaac
Apr 16, 2024
Verified

My experience with working on my new home purchase with Debbie and her team at Guild mortgage was amazing! I would highly recommend her to anyone looking to purchase or refinance. Debbie is great at what she does. The service provided was impressive and flawless!!
Luis
Feb 06, 2024
Verified

Debbie was amazing, informative, and always on top of it when it came to anything we needed ! Definitely will recommend her to freinds and family!
Ashley
Nov 03, 2023
Verified

Debbie is fantastic! She made the whole process unbelievably easy and stress-free. She was always available to meet and answer any questions.

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NMLS ID #1554942
I am authorized to do business in the states of California, Idaho and Oregon. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176;