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Building Dreams, One Loan at a Time
Trusted Mortgage Solutions Delivered with Expertise and Heart

About me

Born and raised in Idaho, I have dedicated the past 20 years to helping individuals and families achieve their homeownership dreams through mortgage loans. Serving communities throughout Idaho, with a special focus on Boise, Nampa, Caldwell, Star, Eagle, and Middleton.

My expertise spans Conventional, FHA, and VA financing, and I have a wealth of experience working with investors to build their property portfolios. My commitment to providing exceptional service and tailored financial solutions has earned me a reputation for excellence in the industry.

When I'm not assisting clients, I enjoy retreating to my property in the mountains, where I can often be found with a good book in hand, enjoying the tranquility of nature.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.
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FHA

If you're looking to buy on a tight budget, these loans are a great option. It's easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They're also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
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Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.85 out of 5.0 stars
Zillow logo
5.0
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5.0
Experience logo
4.8
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5.0
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5.0
Rochelle
Sept 2, 2025
Experience logo
Whittney was accessible and easy to work with. I appreciate her making the accommodations I needed with the l...See more
Amber B.
Aug 5, 2025
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Thank you Whittney for helping us to purchase our first home! Whittney was excellent and we will recommend her to other...See more
Peggy
July 6, 2025
Experience logo
I can only praise the extraordinary Whitney did for processing my loaN. She went the extra mile - and...See more
Shelly
June 7, 2025
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Outstanding service and PR
Kelsey
Apr 2, 2025
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it was great!!
Jim
Apr 2, 2025
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Very responsive to every question and concern that came up. Loan closed as planned. Overall, a great experience.

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Awards

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Causes & Memberships

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NMLS ID #47254

I am authorized to do business in the states of Idaho and Washington.

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