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Building Dreams, One Loan at a Time

Trusted Mortgage Solutions Delivered with Expertise and Heart

About me

Born and raised in Idaho, I have dedicated the past 20 years to helping individuals and families achieve their homeownership dreams through mortgage loans. Serving communities throughout Idaho, with a special focus on Boise, Nampa, Caldwell, Star, Eagle, and Middleton, I take pride in being among the top 1% of mortgage lenders for the last five years. My expertise spans Conventional, FHA, and VA financing, and I have a wealth of experience working with investors to build their property portfolios. My commitment to providing exceptional service and tailored financial solutions has earned me a reputation for excellence in the industry. When I'm not assisting clients, I enjoy retreating to my property in the mountains, where I can often be found with a good book in hand, enjoying the tranquility of nature.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.85 out of 5.0 stars
5.0
5.0
4.84
Mark
Feb 06, 2024
Nampa, ID
Verified

Great experience!
Stacy
Dec 21, 2023
Nampa, ID
Verified

Absolutely the very best!
Michael
Oct 29, 2023
Caldwell, ID
Verified

Just a great process as expected. Have done many loans in the past and Whittney was definitely on top of it from start to finish. Communication was great. Great experience once again. Thank you Whittney!!
Jeri
Oct 29, 2023
New Plymouth, ID
Verified

Whittney is so helpful and always answered my questions quickly. She was very easy to work with and made our process painless! Highly recommend!
Heidi G
Oct 18, 2023
Star, ID
Verified

Whittney and her team are amazing! I referred a buyer client to her, and she was able to get her preapproved, help me get her under contract on a home, and clear to close all within 10 days! As a realtor, I always know my clients are in the best hands with Whittney!
Oner
Aug 17, 2023
Payette, ID
Verified

Great people. Great customer service.

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #47254
I am authorized to do business in the states of Idaho and Washington.