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Terry Heffner
District Manager NMLS# 95796

About Me
Terry Heffner is a native Idahoan and Boise resident. He has been in real estate for 26 years and brings a wealth of knowledge to his business partners and clients. He is the Idaho Area Manager, Loan Officer, and Team Lead for the Heffner Group at Guild Mortgage. He strives to create ‘customers for life’ by providing unprecedented service to his clients and business partners. His commitment to his customers and their financial goals is what sets him apart from his competition.
He attended Bishop Kelly High School in Boise and Boise State University. He received his BBA in marketing at BSU where he was a four year letterman in football for the Broncos. He has been involved with community and industry associations that include Bishop Kelly High Foundation Board, Building Contractors Association, Ada County Association of Realtors, Optimist Football, Little League Baseball, Idaho Potato Bowl, and BSU Varsity B Club. Terry and his wife Kirstin have two children Hannah and William.
The Team
The Heffner Group was formed in 2000 by Terry Heffner, Amy Johnson joined the team in 2001. In 2017, Marty Luckenbach joined the team. Followed by Regan Flanagan in 2018, Hannah Heffner in 2019, and Sam Nichols in 2020. In addition to the six individuals that makeup our dynamic sales team; we work closely with our Processors Kali Houdek & Bre Senden, Operations Manager Diane Bramble, and funder Kayleen McClenny. They are all caring, experienced professionals who remain informed and involved throughout the entire loan process and thereafter. Together we have formed a team that strives to consistently create a positive client experience.
We are passionate about what we do! We help our clients achieve the American dream of owning their own home, and we take that responsibility very seriously. Since 2000 our team has helped more than 4,500 homeowners buy homes for over $750 million closed. We are in the top 1% of Originators nationwide, and have our returning clients largely to thank for that.
Our Mission
We are Home Loan Consultants. We help our clients navigate the world of home finance and help them to make solid home loan decisions that run parallel with their overall wealth building strategies. We are an information and resource center for ‘all things financial’ for our customers. Our goal is to be our customer’s lender for life.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.