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Terry Heffner

District Manager

1810 South Eagle Road, Meridian, ID 83642
Own what matters

About Me

Terry Heffner is a native Idahoan and Boise resident. He has been in real estate for 26 years and brings a wealth of knowledge to his business partners and clients. He is the Idaho Area Manager, Loan Officer, and Team Lead for the Heffner Group at Guild Mortgage. He strives to create ‘customers for life’ by providing unprecedented service to his clients and business partners. His commitment to his customers and their financial goals is what sets him apart from his competition.

He attended Bishop Kelly High School in Boise and Boise State University. He received his BBA in marketing at BSU where he was a four year letterman in football for the Broncos. He has been involved with community and industry associations that include Bishop Kelly High Foundation Board, Building Contractors Association, Ada County Association of Realtors, Optimist Football, Little League Baseball, Idaho Potato Bowl, and BSU Varsity B Club. Terry and his wife Kirstin have two children Hannah and William.

The Team

The Heffner Group was formed in 2000 by Terry Heffner, Amy Johnson joined the team in 2001. In 2017, Marty Luckenbach joined the team. Followed by  Regan Flanagan in 2018, Hannah Heffner in 2019, and Sam Nichols in 2020. In addition to the six individuals that makeup our dynamic sales team; we work closely with our Processors Kali Houdek & Bre Senden, Operations Manager Diane Bramble, and funder Kayleen McClenny. They are all caring, experienced professionals who remain informed and involved throughout the entire loan process and thereafter. Together we have formed a team that strives to consistently create a positive client experience.

We are passionate about what we do! We help our clients achieve the American dream of owning their own home, and we take that responsibility very seriously. Since 2000 our team has helped more than 4,500 homeowners buy homes for over $750 million closed. We are in the top 1% of Originators nationwide, and have our returning clients largely to thank for that.

Our Mission
We are Home Loan Consultants. We help our clients navigate the world of home finance and help them to make solid home loan decisions that run parallel with their overall wealth building strategies. We are an information and resource center for ‘all things financial’ for our customers. Our goal is to be our customer’s lender for life.

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The perfect home loan for you

We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer many state, county, and city housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.

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NMLS ID #95796
I am authorized to do business in the states of Arizona, California, Idaho, Montana, Oregon and Washington. AZ BK#0018883; AZ BKBR# 0124899; AZ LO Lic.# 0950885; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 107908; OR ML-176;