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Terry Heffner

Terry Heffner

District Manager

1810 South Eagle Road, Meridian, ID 83642
Own what matters

About Me

Terry Heffner is a native Idahoan and Boise resident. He has been in real estate for 26 years and brings a wealth of knowledge to his business partners and clients. He is the Idaho Area Manager, Loan Officer, and Team Lead for the Heffner Group at Guild Mortgage. He strives to create ‘customers for life’ by providing unprecedented service to his clients and business partners. His commitment to his customers and their financial goals is what sets him apart from his competition.

He attended Bishop Kelly High School in Boise and Boise State University. He received his BBA in marketing at BSU where he was a four year letterman in football for the Broncos. He has been involved with community and industry associations that include Bishop Kelly High Foundation Board, Building Contractors Association, Ada County Association of Realtors, Optimist Football, Little League Baseball, Idaho Potato Bowl, and BSU Varsity B Club. Terry and his wife Kirstin have two children Hannah and William.

The Team

The Heffner Group was formed in 2000 by Terry Heffner, Amy Johnson joined the team in 2001. In 2017, Marty Luckenbach joined the team. Followed by  Regan Flanagan in 2018, Hannah Heffner in 2019, and Sam Nichols in 2020. In addition to the six individuals that makeup our dynamic sales team; we work closely with our Processors Kali Houdek & Bre Senden, Operations Manager Diane Bramble, and funder Kayleen McClenny. They are all caring, experienced professionals who remain informed and involved throughout the entire loan process and thereafter. Together we have formed a team that strives to consistently create a positive client experience.

We are passionate about what we do! We help our clients achieve the American dream of owning their own home, and we take that responsibility very seriously. Since 2000 our team has helped more than 4,500 homeowners buy homes for over $750 million closed. We are in the top 1% of Originators nationwide, and have our returning clients largely to thank for that.

Our Mission
We are Home Loan Consultants. We help our clients navigate the world of home finance and help them to make solid home loan decisions that run parallel with their overall wealth building strategies. We are an information and resource center for ‘all things financial’ for our customers. Our goal is to be our customer’s lender for life.

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4.98 out of 5.0 stars
Joseph M
Oct 25, 2023

Our experience with Guild Mortgage was nothing short of exceptional. The team went above and beyond to ensure that our home buying process was smooth and efficient. From the initial application to the final closing, their communication was clear and timely, and they were always available to address any concerns I had. Terry and Amy were knowledgeable and guided us through the various options, helping us choose the best mortgage plan that suited my needs. Their professionalism and dedication truly set them apart, and we felt supported every step of the way. We highly recommend Guild Mortgage to anyone in search of a trustworthy and reliable mortgage company.
Oct 24, 2023

Terry and everyone at Guild have been super helpful, responsive, professional, and friendly! Not only through the loan process but have stayed in touch ever since whether just to check in or send interesting info and articles regarding market trends. Excellent rates and would highly encourage anyone to contact them before deciding on their broker.
Oct 09, 2023

Guild mortgage is top notch!! Amy Johnson and her team have been great to work with. Guild mortgage is the reason why having a local lender is so important. During a transaction things need to be done in a timely manner and informing the buyer as to what is ahead and coming up to minimize surprises for the buyer. Amy Johnson and her team are great at these things and more. Give Guild Mortgage a try if you haven't yet.
Sep 11, 2023

The folks were very responsive to any request for information. Nothing but nice things to say about Guild Mortgage.
Aug 28, 2023

All service
Aug 28, 2023

Amy Johnson was fantastic in her communication with all parties and the mortgage was closed in 2 weeks!

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NMLS ID #95796
I am authorized to do business in the states of Arizona, California, Florida, Idaho, Montana, Nevada, Oregon, Washington and Wyoming. AZ BK#0018883; AZ BKBR# 0124899; AZ LO Lic.# 0950885; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 107908; NV Mortgage Company #1141; OR ML-176;