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Your Trusted Partner in Home Financing Solutions Since 1994

Expert Mortgage Solutions Tailored to Your Needs since 1994

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

With a career spanning over three decades, I have been a trusted mortgage professional since 1994. I specialize in a wide range of loan products including Conventional loans, FHA loans, VA loans, Rural Development Loans, and specialty products such as Reverse mortgages and construction loans.

As a dedicated member of the community, I am actively involved in several professional organizations. I am a proud member of the Snake River Business Builders and I serve as the Assistant Commissioner of Softball for Babe Ruth in the Pacific Northwest Region. Staying involved in the community demonstrates my commitment to staying connected and informed within the real estate industry.

I am known for a personalized approach, ensuring each client receives tailored solutions to meet their unique financial needs. Whether you’re a first-time homebuyer or looking to refinance, I am here to guide you through every step of the mortgage process with expertise and care.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.93 out of 5.0 stars
5.0
4.92
5.0
Linda
Sep 30, 2025
Weiser, ID
Verified

Great experience at Guild Mortgage with Ryan.& Adam Shelby. Our first exp. was buying a house. 2nd loan for home improvements. All went so smoothly & quick. Both father & son team are wonderful. Process was very easy. I highly recommend Ryan & Adam. Call them today, we are so glad we did!
Jonah
Oct 04, 2025
Caldwell, ID
Verified

Easy to work with, and easy to reach if we had any questions or issues.
William
Oct 04, 2025
Fruitland, ID
Verified

I had shopped around with a couple of different lenders, and it was a complete contrast coming back to work with Ryan Shelby and his team. They were very knowledgeable, excellent with forward communication, and a customer-oriented approach.
Rashelle
Oct 02, 2025
Meridian, ID
Verified

As a Realtor with over 24 years of experience, I can confidently say that Ryan with Guild Mortgage is the best in the business! Ryan is professional, responsive, and incredibly knowledgeable. He guided my clients through the mortgage process with clarity, offering competitive rates and a transparent fee structure with a loan illistration sheet right out of the gate. Ryan is commitment to customer service ensures that both my clients and I are always in the loop. Ryan truly go above and beyond, making the homebuying experience smooth and stress-free for my clients. I highly recommend Ryan with Guild Mortgage for all your mortgage needs!
Jodee N
Oct 02, 2025
Verified

Ryan is the best!
Jan
Oct 01, 2025
Fruitland, ID
Verified

Easy to work with, very pleasant and helpful.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #47258
I am authorized to do business in the states of Idaho and Oregon. OR ML-176;