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Your Trusted Partner in Home Financing Solutions Since 1994

Expert Mortgage Solutions Tailored to Your Needs since 1994

About me

With a career spanning over three decades, I have been a trusted mortgage professional since 1994. I specialize in a wide range of loan products including Conventional loans, FHA loans, VA loans, Rural Development Loans, and specialty products such as Reverse mortgages and construction loans.

As a dedicated member of the community, I am actively involved in several professional organizations. I am a proud member of the Snake River Business Builders and I serve as the Assistant Commissioner of Softball for Babe Ruth in the Pacific Northwest Region. Staying involved in the community demonstrates my commitment to staying connected and informed within the real estate industry.

I am known for a personalized approach, ensuring each client receives tailored solutions to meet their unique financial needs. Whether you’re a first-time homebuyer or looking to refinance, I am here to guide you through every step of the mortgage process with expertise and care.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.93 out of 5.0 stars
5.0
4.92
5.0
Terry
Aug 29, 2025
Emmett, ID
Verified

Got all my questions answered in a timely manne. My wife passed away during the mortgage process and Guild made the loan happen without any delay.
Laurel
Aug 26, 2025
Weiser, ID
Verified

Ryan, as always, was responsive, efficient, and completely straightforward with what needed to happen and when to get this transaction through the finish gate. My clients really liked him.
Glen
Aug 28, 2025
Weiser, ID
Verified

Ryan was very pleasant and knowledgeable . He patiently answered our questions and gave honest answers. The only complaint I have is that we live so far away that we didn't have the pleasure of meeting him in person and shaking his hand! My husband and I are so grateful to have had the opportunity to work with him and I would highly recommend him to others .
MIa M
Aug 01, 2025
Verified

Always top notch customer service! Highly recommend Ryan and Adam Shelby! You will not find a more experienced, friendly and honest team of Lender’s in the valley!
Mia
Aug 01, 2025
Payette, ID
Verified

Ryan and Adam are an outstanding team. They made this a seamless transaction from start to finish. My first time home buyer was nervous in the beginning but they took the time to explain the process and answer her questions. I appreciate how easy they made this for her!
Janet
Jul 29, 2025
Fruitland, ID
Verified

We have worked with Ryan on numerous home loans in the past for 10+ years. Very professional and likable. Thanks Ryan

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #47258
I am authorized to do business in the states of Idaho and Oregon. OR ML-176;