Building trust, one borrower at a time.
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About me
Kim Demma - Your Trusted Meridian, ID Mortgage Guide
Kim Demma is more than a loan officer - she's a guide, mentor, and advocate for empowerment. As a proud Air Force veteran and seasoned mortgage professional with over 25 years of experience, Kim is dedicated to helping individuals and families across Meridian, Boise, and the Treasure Valley achieve their dream of homeownership with clarity and confidence.
Her journey into lending began by chance but quickly became a calling rooted in service, transparency, and heart. Whether it's a first-time home purchase, a refinance, or a retirement move, Kim brings her signature blend of knowledge, compassion, and positive energy to every client she serves. Recognized as a Guild Mortgage Circle of Honor winner and President's Club member, she's proud to represent Guild Mortgage Idaho, where integrity and community come first.
Grounded in her own experiences as a veteran and lifelong learner, Kim has a special passion for guiding clients who may feel uncertain or overlooked in their homeownership journey. She empowers every borrower to make confident, informed decisions that build lasting financial strength and peace of mind.
When she's not helping clients feel at home, you'll find Kim hiking Idaho's stunning mountain trails, reading a great book, or relaxing with a glass of wine by the bonfire. She and her husband - also an Air Force veteran - love spending time with their two grown children, three stepchildren, and nine wonderful grandchildren, all proud to call the Treasure Valley home.
If you're looking for a Meridian, ID mortgage lender who leads with heart, service, and expertise, Kim Demma is ready to help you build your future - one confident decision at a time.
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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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NMLS ID #94736
I am authorized to do business in the states of Arizona, Idaho, Oregon and Washington. AZ BK#0018883; AZ BKBR# BK-BR-20; AZ LO Lic.# LO2009835; OR ML-176;