Kim Buck

Loan Officer

NMLS# 1273502

3540 E Longwing Lane, Suite 225,
Meridian, ID 83646

(208) 409-5109

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Building trust, one borrower at a time.

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About me

Welcome! Kim Buck is a Mortgage Loan Officer serving all of Idaho. Kim has been in the finance industry for over 10 years; helping people like you obtain their goal of sustainable homeownership. Kim truly understands that mortgages and lending can be unfamiliar territory for many. Over the years Kim has had the opportunity of working with people who have a wide variety of situations and has helped them achieve their financing goals. Whether you are a first-time homebuyer refinancing or buying your third investment property Kim will guide you through the loan process seamlessly by providing quality communication and advice. Kim can provide a wide range of home loan options that makes the most sense for your situation. What are the benefits of working with an Guild Mortgage Loan Officer? The thing that makes Guild so great to work with is that we are a direct lender. This means each branch and regional office is equipped to complete the entire loan process locally. Kim will be in control of your loan file throughout the entire process. This system allows for continuous communication and has given us a proven track record of closing loans quickly and efficiently. Kim Buck offers Conventional FHA VA USDA and down payment assistance loans servicing all of Idaho. I invite you to put us to the test. Let us show you how simple and easy securing a mortgage can be.

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Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.

FHA

If you're looking to buy on a tight budget, these loans are a great option. It's easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They're also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

Jumbo loans

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you're looking to buy a more expensive home and have a great credit score and strong financial situation.

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).

VA

If you're an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you'll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

Home Equity

Open the door to new possibilities by accessing your home's equity whether it's to afford tuition, renovate, consolidate high-interest debt, purchase a second home or tackle an emergency expense. A home equity line of credit (HELOC*) or home equity loan (HELOAN) can help wherever life takes you.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.