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Your Trusted Partner in Home Financing, Home Loans Tailored for You.

Simplifying the Path to Your Dream Home

About me

With 19 years of experience in the mortgage industry, I have been a cornerstone in helping Idaho residents achieve their homeownership dreams. Specializing in Conventional, VA, FHA, USDA, and first-time buyer loan programs, I bring a wealth of knowledge and a personalized touch to every transaction.

My passion lies in guiding clients through one of the most significant financial decisions of their lives. I am dedicated to providing exceptional service and tailored solutions, ensuring that each client feels confident and supported throughout the mortgage process.

When I’m not helping clients secure their dream homes, I enjoy exploring the great outdoors through hiking and camping. My love for nature is matched by my commitment to giving back to the community, actively supporting charities like the Humane Society and St. Jude Children’s Research Hospital.

Whether you’re a first-time homebuyer or looking to refinance, I am committed to finding the best loan program to fit your needs. Trust me to make your home financing journey smooth and successful.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
5.0
4.95
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Ashlyn M
May 13, 2025
Verified

Jen is the best! She truly had genuine interest in us and helped us along the way being first time home buyers. She is very knowledgeable and took the time to find what was best for us. She is available when you need her and very patient when we were gathering our documents. We loved meeting her in person and going over everything in detail. She went above and beyond what we were expecting- we would recommend her to anyone!
Ashlyn
May 05, 2025
Payette, ID
Verified

Jennifer was incredible! She is so knowledgeable about the market and guided us every step of the way as this was our first time buying a home. She was more than happy to meet with us in person which we brought us a lot of peace of mind. She was patient and understanding as we gathered the paperwork we needed even if we were slow getting back to her. She was available when we needed her and truly explained everything so simply. She got us the best deal possible and had genuine interest in us and what we were looking for. I would recommend her to anyone, especially anyone starting out. Everything was broken down in a way that made us feel comfortable with moving forward. She is awesome!
Dain
May 12, 2025
Council, ID
Verified

Jennifer kept me up to date and was able to answer most questions rather quickly. She is friendly and cares about the people she is working with.
Cassie K
May 06, 2025
Verified

We’ve worked with Jennifer Bender on multiple transactions, and she’s hands-down our go-to lender for a reason. She’s communicative, reliable, and incredibly knowledgeable, which makes the process smoother not just for us as agents, but more importantly, for our clients. Jennifer goes above and beyond to make sure every buyer feels supported and informed throughout the entire loan process. We trust her completely and highly recommend her to anyone looking for a lender who genuinely cares and delivers results.
Janette C
Apr 22, 2025
Verified

Working with Jennifer as my loan officer was truly one of the best decisions I made. From start to finish, she was knowledgeable, responsive, and incredibly supportive. She took the time to explain every step of the process in a way that made me feel confident and informed. What really set her apart, though, was how much she genuinely cared—she wasn’t just doing a job, she was investing in my success. Jennifer made something that felt overwhelming completely manageable, and I can’t recommend her enough. She’s an absolute rock star!
Zackery
Apr 07, 2025
Nampa, ID
Verified

Got back to us extremely quickly with answers to our questions, even if it was after hours or on the weekend. Would highly recommend to family and friends.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #47253
I am authorized to do business in the state of Idaho.