Contact Me

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

David Moberly

David Moberly

Loan Officer

2845 East Overland Road, Suite 160 & 170, Meridian, ID 83642
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.95 out of 5.0 stars
5.0
4.94
5.0
Joey B
Dec 21, 2023
Verified

David and his team are both incredibly keen to overcoming challenges and creative in approaching each hurdle that comes their way. My client wouldn’t have been able to obtain their home with them.
Kikis
Dec 21, 2023
Verified

David and his team were extremely efficient and helpful with my entire home buying process. David was able to help me get a loan when 3 other loan officers found no solutions, and I closed on my home within a month of finding one. I highly recommend David and his team to anyone. The best experience by far!
Emily
Nov 30, 2023
Verified

David was very organized, knowledgeable, personable, and genuine. He explained everything to me throughout the entire process, and was open to any questions that I had. He continued to keep me in the loop of any updates and had me very impressed with the amount of knowledge he has in this field. As a first time homebuyer, I am so happy to have been referred to David!
Destiny
Nov 30, 2023
Verified

David is highly regarded in his field, known for his exceptional intelligence and excellent communication skills. Working with him was a seamless experience, as he ensured that every step of the process was handled efficiently. I had full confidence in his abilities and never doubted that he had my best interests, as well as my family's, in mind at all times. David's dedication to providing top-notch service made the entire experience smooth and worry-free.
Mason A
Nov 16, 2023
Verified

Dave & Stephanie are the best in the business!
Jayna
Nov 16, 2023
Verified

We had an AMAZING experience working with David and his team. So smooth, easy, transparent and wonderful from start to finish. Thank you so much!!

Video gallery

View More

Awards

awards

Causes I'm
passionate about

causes
NMLS ID #361705
I am authorized to do business in the state of Idaho.