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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

I began my career in the mortgage industry in 2009 and have proudly called Spokane/Cheney home since 2008. Born in Oregon and raised in Montana, I'm a Northwest girl through and through-with a deep appreciation for the people and communities that make this region special.

With years of experience and strong local roots, I bring both professional expertise and regional insight to every client I serve. Whether you're buying your first home or expanding your investment portfolio, I'm here to make the loan process smooth, clear, and stress-free.

Known for my friendly, down-to-earth approach, I take the time to understand your goals and guide you through each step with honest advice and personalized support. My in-depth knowledge of loan programs, budgeting options, and market trends means you'll always have a trusted expert in your corner.

I believe in transparent communication, exceptional service, and building lasting relationships that extend long after the closing day.

When I'm not working with clients, I love exploring, attending local events, and spending time with my family. Being part of the Spokane and surrounding communities means a lot to me, and I stay active and informed so I can offer advice that's not just smart, but rooted in what matters most to our local families and neighborhoods.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.88
5.0
Chris P C
Oct 29, 2025
Verified

Brenda is top notch! She communicates very well, stays on top of the important items to make things go seamlessly, and is open and honest and has great integrity. We will use her services again when needed!
Jenna S
Jul 18, 2025
Verified

Working with Brenda Holt was an incredible experience from beginning to end! As a first-time homebuyer, I was nervous and had tons of questions, but Brenda walked me through every step with patience, clarity, and genuine care. She was always available, incredibly responsive, and made sure I understood all my options. Brenda went above and beyond to secure the best rate and terms for my loan, and her attention to detail gave me so much peace of mind throughout the entire process. She kept everything moving smoothly and ensured that closing was on time with no surprises. If you’re looking for a knowledgeable, trustworthy, and truly dedicated mortgage loan officer, Brenda Holt is the one to call. She made my dream of homeownership a reality, and I couldn’t be more grateful! — A Very Happy Homebuyer
Valerie H
Jun 27, 2025
Verified

We reached out to Brenda on the recommendation of our realtor, and she did not disappoint. Brenda spent personal time with me on the phone to help me through not only the application process but also with choosing the right loan program for us. She also reassured my anxieties as a first-time home buyer (and trust me, there was a lot of anxiety). She put together at least 5 options for an offer on a single home, all within a very short amount of time. Brenda was kind, listened, and helped us make our budget work. The offer presentations are easy to read and understand, and the website is also easy to navigate. She also communicates quickly and sends reminders to help everything go smoothly. I cannot recommend her enough because she puts in some serious, thorough work. Brenda has a personal touch that not many lenders have, and she genuinely helps shoulder the stress of home buying. There aren't many angels in the world of real estate, but Brenda is a godsend.
Brent D
Jun 06, 2025
Verified

Brenda was so Great. She listened to us and knew what we really wanted and needed. She walked us through everything and made it as easy as possible.
Terry W
Jun 06, 2025
Verified

Brenda has many talents. Product knowledge to be sure you get the product best suited for your situation . Empathy for her clients and the ability to suggest the loan program best suited for their situation. Knowledge of interest rates, buy down opportunities, credit analysis and repair if needed. She’s in tune to the mortgage market and probable moves of the central bank regarding interest. She has the backing of a well known lender offering mortgage loan products for a wide variety of customers and common sense underwriting policies. Choose Brenda!
Detta B
Jun 05, 2025
Verified

Brenda is very knowledgeable, hard working, great communication, believes in helping people achieve their goals. You can trust what she says and does!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #330330
I am authorized to do business in the states of Idaho and Washington.