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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As a Guild Mortgage Branch Manager and Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. My "Find a Loan" section of this website can be used to find information and resources on our home loan options. I look forward to serving your home financing needs for many years. My goal is to be your "lender for life".

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.95 out of 5.0 stars
5.0
5.0
4.91
4.99
William S
Nov 26, 2024
Verified

Your whole staff is very helpful, knowledgeable, walked me through everything I needed to do, answered all my questions and concerns very quickly and moved the process along extremely smoothly and as quick as you guys are able to do so. Excellent experience once again.
Richard B. H
Nov 04, 2024
Ontario, OR
Verified

The cookies
Toni T
Nov 05, 2024
Verified

Joe Pattee and his team provide exceptional service. They are responsive and attentive to their clients. I would recommend Joe Pattee and his team highly.
Toni L. T
Nov 04, 2024
Bellingham, WA
Verified

Joe has always been great to work with on my mortgage needs. His team which includes Levi Ellis and Casey Dahlgren provided excellent service.
KIMBERLY
Oct 16, 2024
Boise, ID
Verified

Friendly, knowledgeable, strategy skills, communication were all things that made the transaction great!! Would highly recommend Joe and Levi!
TAMI
Oct 16, 2024
Boise, ID
Verified

Joe's team provides excellent customer service. They are skilled at evaluating loan program options and recommending the best choice. I trust their professionalism and judgment.

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #7464
I am authorized to do business in the states of Arizona, California, Idaho, Montana, Oregon, Washington and Wyoming. AZ BK#0018883; AZ BKBR# 779503; AZ LO Lic.# 1048148; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 779503; OR ML-176;