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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

As a Guild Mortgage Branch Manager and Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. My "Find a Loan" section of this website can be used to find information and resources on our home loan options. I look forward to serving your home financing needs for many years. My goal is to be your "lender for life".

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.95 out of 5.0 stars
5.0
5.0
4.93
4.99
Ada
Oct 28, 2025
Nampa, ID
Verified

Joe Pattee , Is very knowledgeable about reverse mortgages and has a great team that makes the process easy. I would recommend Joe Pattee for all your mortgage needs.
Margaret
Oct 24, 2025
Filer, ID
Verified

My experience with Joe and the Pattee team was very pleasant and professional. Joe notified me of a drop in interest rates and everything went from that point. I received regular updates from Levi and Casey either by phone call or e-mail. My re-finance was handled in a very timely manner. I appreciated their dedication and hard work to complete the process!! Thank you Joe and team Pattee!!
Toni S
Oct 23, 2025
Verified

The people of Guild Mortgage are the very best mortgage lending professionals I have had the opportunity to work with in all respects. My go to referral to my buyer clients and peers in the McCall real estate arena. Thank you Joe Pattee, Melissa, Levi and Casey for delivering outstanding results in our recent transaction!
Toni
Oct 22, 2025
McCall, ID
Verified

The people of Guild Mortgage are simply the best if not one of the best in the mortgage lending business. Their service, communication and professionalism are tops and they deliver. They are my first go to referral to my buyer clients and my peers in the McCall real estate arena.
Chez
Oct 13, 2025
Boise, ID
Verified

Easy, clear and amazing experience
Beau
Oct 16, 2025
Boise, ID
Verified

Always appreciate the level of professionalism and communication Joe and his team provide..

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #7464
I am authorized to do business in the states of Arizona, California, Colorado, Idaho, Montana, Oregon, Washington and Wyoming. AZ BK#0018883; AZ BKBR# 779503; AZ LO Lic.# 1048148; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 779503; OR ML-176;