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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As a Guild Mortgage Branch Manager and Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. My "Find a Loan" section of this website can be used to find information and resources on our home loan options. I look forward to serving your home financing needs for many years. My goal is to be your "lender for life".

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.95 out of 5.0 stars
5.0
5.0
4.92
4.99
ELLEN
Apr 28, 2025
Wrightwood, CA
Verified

Attention to details, excellent communication and they facilitated a very very quick time frame to close which was sooner than expected by the buyer & myself. I am a hands on every detail Broker/Realtor expecting a high bar for all participents. Levi did an excellent job keeping myself and the buyer (my client) appraised of all activities on the file and meeting our expectations even though the escrow company was scattered causing some needless speed bumps . This was a CA transaction and Guild Boise Idaho excelled in the management of this loan. I know I can always depend on this team for positive results and a happy client. Thank you Joe, Mellisa, Casey and most of all Levi. Ellen
Matthew
Apr 28, 2025
Wrightwood, CA
Verified

All members of the team provided an excellent quality of service and made the mortgage process seamless. Everyone provided a high-quality of information at every step of the journey. I would definitely refer this mortgage company to any friends and family who would be looking at obtaining a mortgage.
Laurie
Apr 21, 2025
Eagle, ID
Verified

Everyone on the team was so friendly and helpful. The underwriting went quickly, and we were kept fully informed throughout the process. This will be my third Guild mortgage because I have been happy with the service every time. Joe Pattee is fantastic, always willing to help with questions, as is his entire team. I cannot recommend them enough!
Matthew
Apr 14, 2025
McCall, ID
Verified

Joe and his team communicate well, and follow up with every detail. They work very hard to ensure things run smoothly. Best in the business!
VERNA
Apr 14, 2025
McCall, ID
Verified

Guild has always been good to work with.
Athena
Apr 14, 2025
Boise, ID
Verified

Joe Pattee and his team are dependable, responsive and willing to rise to the unique circumstances of each client. They thoughtfully navigate the nuances, provide knowledgeable support and usher confidence throughout the transaction.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #7464
I am authorized to do business in the states of Arizona, California, Idaho, Montana, Oregon, Washington and Wyoming. AZ BK#0018883; AZ BKBR# 779503; AZ LO Lic.# 1048148; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 779503; OR ML-176;