Skip to content
Find the loan to fit your life
Select from hundreds of loan products tailored to your needs

About me

My passion for residential lending began in 1996 as a loan processor for National Bank of Alaska. That first year in the industry was hard but I learned so much. In 1997, I began originating home loans and fell in love with helping people finance homes. Not only is it a challenging and constantly changing profession that challenges me intellectually, but it rewards me socially and emotionally as well.

What I love most about my profession is I get the privilege of meeting so many great people. It is so rewarding to work with families over the years that I not only help once but become a trusted advisor, friend, and an extension of family.

In addition to my day to day serving of valued customers, my position also allows me to be involved in my community. Over the years, I have been blessed to participate in many aspects of my community from professional organizations like Women's Council of Realtors, to sponsoring local youth sports teams, to volunteering time as a bell ringer for Salvation Army as well as many others. Every day is a new blessing.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

USDA image

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
VA image

VA

If you're an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you'll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.
reverse image

Reverse Mortgage loan

If you're retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Homebot logo

Home equity insights

X
X

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.95 out of 5.0 stars
Zillow logo
5.0
Facebook logo
4.5
Experience logo
5.0
Google logo
5.0
Third party logo
5.0
Alyssa M.
Oct 4, 2025
Google logo
Teresa answered all our questions thoroughly and is a pleasure to work with. Her honesty and integrity really shine and ...See more
Linda J.
Oct 2, 2025
Facebook logo
We feel so fortunate to have gone to Teresa Metz for our mortgage loan. She not only went the extra mile in helping us...See more
Felica F.
Oct 2, 2025
Facebook logo
Teresa is great!!!!! So helpful and sweet!!!!
Emilee V.
Oct 2, 2025
Facebook logo
Teresa went above and beyond for us and never made us feel like a job for her. It was always a joy getting to talk with ...See more
Katie J.
Oct 2, 2025
Facebook logo
Teresa Metz is a professional, efficient, and very personable. I've gotten to know her better in a professional setting ...See more
John
Oct 2, 2025
Experience logo
Terrsa's excellent service and relatability.

Video Gallery

Awards

Image of an award

Causes & Memberships

Image of causes & memberships

NMLS ID #320381

I am authorized to do business in the states of Alaska, Idaho and Washington. Branch NMLS ID 2470401;

X
Want to have an experienced loan officer contact you for answers?
First name*
Last name*
Phone*
Email*
Zip code*