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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

My passion for residential lending began in 1996 as a loan processor for National Bank of Alaska. That first year in the industry was hard but I learned so much. In 1997, I began originating home loans and fell in love with helping people finance homes. Not only is it a challenging and constantly changing profession that challenges me intellectually, but it rewards me socially and emotionally as well.

What I love most about my profession is I get the privilege of meeting so many great people. It is so rewarding to work with families over the years that I not only help once but become a trusted advisor, friend, and an extension of family.

In addition to my day to day serving of valued customers, my position also allows me to be involved in my community. Over the years, I have been blessed to participate in many aspects of my community from professional organizations like Women's Council of Realtors, to sponsoring local youth sports teams, to volunteering time as a bell ringer for Salvation Army as well as many others. Every day is a new blessing.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

USDA

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
4.5
4.96
5.0
Sahvana
Jun 02, 2025
Spokane, WA
Verified

Teresa is friendly, easy to work with, and has great communication throughout the process!
Thomas
Mar 31, 2025
Post Falls, ID
Verified

When ever need questions answered. Teresa was quick to text back. Very helpful on rather the loan was good or not on certain properties to purchase.
Viviana H
Jun 03, 2025
Verified

Everyone at Guild Mortgage was incredibly helpful to my fiancé and me, ensuring we got the best deal possible. Teresa, in particular, went above and beyond to make sure we received exactly what we needed and wanted. We truly appreciate her dedication and support throughout the entire process!
Viviana
Jun 02, 2025
Spokane, WA
Verified

Everyone at Guild Mortgage was incredibly helpful to my fiancé and me, ensuring we got the best deal possible. Teresa, in particular, went above and beyond to make sure we received exactly what we needed and wanted. We truly appreciate her dedication and support throughout the entire process!
Andrea
May 21, 2025
Verified

We truly couldn't have secured our home loan without Teresa. What can often be a stressful and overwhelming process felt smooth and manageable thanks to her expertise and guidance. Teresa was incredibly knowledgeable, kind, and—most importantly—patient. She took the time to answer every question we had with clarity and confidence, always making us feel supported and informed. She also presented us with multiple options tailored to our unique needs, ensuring we made the best decision for our future. If you're looking for someone who genuinely cares and goes above and beyond, we wholeheartedly recommend Teresa for all your home financing needs.
Mystery
May 14, 2025
Verified

Teresa Dean was an amazing loan officer. She was very knowledgeable about everything we needed to know about buying our first home. I highly recommend Teresa to anyone who needs to buy a home. Thank you so much and thank you for staying in contact with us and still answering questions for us.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #320381
I am authorized to do business in the states of Alaska, Idaho and Washington. Branch NMLS ID 2470401;