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About me

My passion for residential lending began in 1996 as a loan processor for National Bank of Alaska. That first year in the industry was hard but I learned so much. In 1997, I began originating home loans and fell in love with helping people finance homes. Not only is it a challenging and constantly changing profession that challenges me intellectually, but it rewards me socially and emotionally as well.

What I love most about my profession is I get the privilege of meeting so many great people. It is so rewarding to work with families over the years that I not only help once but become a trusted advisor, friend, and an extension of family.

In addition to my day to day serving of valued customers, my position also allows me to be involved in my community. Over the years, I have been blessed to participate in many aspects of my community from professional organizations like Women's Council of Realtors, to sponsoring local youth sports teams, to volunteering time as a bell ringer for Salvation Army as well as many others. Every day is a new blessing.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.95 out of 5.0 stars
Zillow logo
5.0
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4.5
Experience logo
5.0
Google logo
5.0
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5.0
Grant
Feb 18, 2026
Athol, ID
Experience logo
Teresa was so helpful and her communication during the entire process was the BEST!
Grant W.
Feb 11, 2026
Google logo
Teresa was the BEST! Her communication and continual updates were so much appreciated. I HIGHLY recommend Guild and Te...See more
Lori
Feb 7, 2026
Athol, ID
Experience logo
Teresa was amazing from start to closing. I will definitely be referring her when I have buyers!
Linda J.
Jan 28, 2026
Facebook logo
We feel so fortunate to have gone to Teresa Metz for our mortgage loan. She not only went the extra mile in helping us...See more
Felica F.
Jan 28, 2026
Facebook logo
Teresa is great!!!!! So helpful and sweet!!!!
Emilee V.
Jan 28, 2026
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Teresa went above and beyond for us and never made us feel like a job for her. It was always a joy getting to talk with ...See more

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Awards

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Causes & Memberships

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NMLS ID #320381

I am authorized to do business in the states of Alaska, Idaho and Washington. Branch NMLS ID 2470401;

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