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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I believe my greatest strengths are my traditional Iowa values and my work ethic. I am deeply passionate about building lasting relationships by listening to my client's individual needs and helping them achieve their financial goals. With a dedication to providing unparalleled customer service, I help my clients make well-informed financial decisions to achieve their dreams of home ownership. With 14 years experience in the mortgage industry, I specialize in everything mortgage! Here with the River's Edge Mortgage Team, we offer multiple First Time Home Buyer Programs locally and nationally, along with Renovation Loans, 100% Financing, and we Offer Fannie Mae, Freddie Mac, and Ginnie Mae Loan Program Options. We also offer several VA, USDA, and FHA loan programs. Our Refinance options are endless as well regardless of if you are wanting a lower payment, lowering your rate or term, debt consolidation, or even home improvements we have options or you! Ask us about our many Down Payment Assistance Programs as well! We also have several niche programs as well!

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
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Gloria
Aug 06, 2025
Urbandale, IA
Verified

John and his team were always available to me when I had questions and concerns, which is comforting as a first-time home buyer.
Katelyn S
Aug 06, 2025
Verified

10/10 recommend! He got the deal done with other lenders couldn't. My client got the mortgage payment she could afford and an amazing home to call her own. Thanks John!
Katelyn
Aug 06, 2025
Urbandale, IA
Verified

John is an amazing and knowledgeable lender. He saved a deal for me (when things didn't work out with a previous lender) and got my client the mortgage payment she needed to proceed with her purchase. He is creative and will help get you to the finish line!
Susan
Aug 06, 2025
Urbandale, IA
Verified

You were able to make the loan in a timely manner!
Nathan
Jul 31, 2025
Waterloo, IA
Verified

quick and easy!
Malinda
Jul 28, 2025
Reinbeck, IA
Verified

John and his team( we specifically worked with Dacia) were amazing! They were so patient and kind with all of our questions and made the process almost painless.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #929683
I am authorized to do business in the states of Florida, Iowa, Illinois, Kansas, Minnesota, Missouri, Nebraska and Wisconsin. (www.nmlsconsumeraccess.org/);