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About me

I believe my greatest strengths are my traditional Iowa values and my work ethic. I am deeply passionate about building lasting relationships by listening to my client's individual needs and helping them achieve their financial goals. With a dedication to providing unparalleled customer service, I help my clients make well-informed financial decisions to achieve their dreams of home ownership. With 14 years experience in the mortgage industry, I specialize in everything mortgage! Here with the River's Edge Mortgage Team, we offer multiple First Time Home Buyer Programs locally and nationally, along with Renovation Loans, 100% Financing, and we Offer Fannie Mae, Freddie Mac, and Ginnie Mae Loan Program Options. We also offer several VA, USDA, and FHA loan programs. Our Refinance options are endless as well regardless of if you are wanting a lower payment, lowering your rate or term, debt consolidation, or even home improvements we have options or you! Ask us about our many Down Payment Assistance Programs as well! We also have several niche programs as well!

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.99 out of 5.0 stars
Zillow logo
5.0
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5.0
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4.9
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5.0
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5.0
Matthew
Feb 19, 2026
Parkersburg, IA
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Good communication
Taylor G.
Jan 30, 2026
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Great company to work with! Big purchases can be super stress especially if it’s your first time,huge thanks to John an...See more
Jon B.
Jan 28, 2026
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John and team helped our daughter get her first mortgage. They did more than just secure financing...she got educated a...See more
Justin R.
Jan 28, 2026
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John and his team make the process smooth, and keep you educated on everything that is happening throughout the process....See more
Brad W.
Jan 28, 2026
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He made the process so easy and painless. You always hear about how stressful the homebuying process can be. I'm thankfu...See more
Aaron C.
Jan 28, 2026
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If you’re looking to buy a home whether it’s now or in the future John Higdon and his team are the people you want on th...See more

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Awards

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Causes & Memberships

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NMLS ID #929683

I am authorized to do business in the states of Florida, Georgia, Iowa, Illinois, Kansas, Missouri, Nebraska and Wisconsin. (www.nmlsconsumeraccess.org/);

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