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About me

I believe my greatest strengths are my traditional Iowa values and my work ethic. I am deeply passionate about building lasting relationships by listening to my client's individual needs and helping them achieve their financial goals. With a dedication to providing unparalleled customer service, I help my clients make well-informed financial decisions to achieve their dreams of home ownership. With 14 years experience in the mortgage industry, I specialize in everything mortgage! Here with the River's Edge Mortgage Team, we offer multiple First Time Home Buyer Programs locally and nationally, along with Renovation Loans, 100% Financing, and we Offer Fannie Mae, Freddie Mac, and Ginnie Mae Loan Program Options. We also offer several VA, USDA, and FHA loan programs. Our Refinance options are endless as well regardless of if you are wanting a lower payment, lowering your rate or term, debt consolidation, or even home improvements we have options or you! Ask us about our many Down Payment Assistance Programs as well! We also have several niche programs as well!

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.98 out of 5.0 stars
Zillow logo
5.0
Facebook logo
5.0
Experience logo
4.9
Google logo
5.0
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5.0
Jeremy
Jan 8, 2026
Waterloo, IA
Experience logo
John and Dacia made the whole experience a breeze! I had concerns about commission based pay and prior is...See more
Rick S.
Jan 7, 2026
Google logo
Fast response to phone calls and emails. Very knowledgeable about several types of loan options.
Christopher
Jan 6, 2026
Waverly, IA
Experience logo
People were very easy to deal with. The overall process is a handful to deal with as a buyer but they made the process v...See more
Rick
Dec 18, 2025
Dysart, IA
Experience logo
Fast response to phone calls and emails. Very knowledgeable about several types of loan options.
Justin
Dec 12, 2025
Waterloo, IA
Zillow logo
I was referred to John from a friend who's a realtor with Oakridge since we had a unique situation. Instantly, I felt th...See more
Nicole H.
Dec 12, 2025
Waterloo, IA
Zillow logo
Working with John and Dacia was a super smooth and easy process. They were there to answer any of my questions when need...See more

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Awards

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Causes & Memberships

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NMLS ID #929683

I am authorized to do business in the states of Florida, Georgia, Iowa, Illinois, Kansas, Missouri, Nebraska and Wisconsin. (www.nmlsconsumeraccess.org/);

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