Select from hundreds of loan products tailored to your needs
John Higdon
Branch Manager
NMLS# 929683
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
I believe my greatest strengths are my traditional Iowa values and my work ethic. I am deeply passionate about building lasting relationships by listening to my client's individual needs and helping them achieve their financial goals. With a dedication to providing unparalleled customer service, I help my clients make well-informed financial decisions to achieve their dreams of home ownership. With 14 years experience in the mortgage industry, I specialize in everything mortgage! Here with the River's Edge Mortgage Team, we offer multiple First Time Home Buyer Programs locally and nationally, along with Renovation Loans, 100% Financing, and we Offer Fannie Mae, Freddie Mac, and Ginnie Mae Loan Program Options. We also offer several VA, USDA, and FHA loan programs. Our Refinance options are endless as well regardless of if you are wanting a lower payment, lowering your rate or term, debt consolidation, or even home improvements we have options or you! Ask us about our many Down Payment Assistance Programs as well! We also have several niche programs as well!
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Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
I am not an originating team member.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
Down payment assistance
FHA
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
We are beyond grateful for Johnny's help with buying our first home. From the start, I asked tough questions and felt lost on what to do. He was patient, honest, attentive, direct, respectful, and had our back through the entire process. He is an amazing person all around and works his hardest to set you up for success. We have recommended him to our friends and family! We look forward to working with him in the future. Thanks again, Johnny!
We are beyond grateful for Johnny's help with buying our first home. From the start, I asked tough questions and felt lost on what to do. He was patient, honest, attentive, direct, respectful, and had our back through the entire process. He is an amazing person all around and works his hardest to set you up for success. We have recommended him to our friends and family! We look forward to working with him in the future. Thanks again, Johnny!
Everything went smoothly
I had an amazing experience working with John and his team, when buying my new home. As a first-time homebuyer They were incredibly responsive, answered all of my questions with patience and clarity, and made the entire process feel seamless and stress-free. Thanks to their hard work, we closed on time! I couldn't recommend them highly enough!
You all were very helpful in answering my questions. This process was new to me because I was a first time home buyer
Got the deal done on time
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