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Erin Trescott

Erin Trescott

Senior Loan Officer

149 W Broadway, Council Bluffs, IA 51503
Own what matters
Own what matters

About Me

When they are making one of the largest purchases of their lives, I want my clients to feel confident that they are working with an established lending leader. I am passionate about helping each of my families find the right mortgage for their needs, whether they are buying their first or second home, moving up, or downsizing for a new stage in their lives. It’s truly rewarding to help people and families establish wealth through home ownership. My favorite part is when I am also able to reach out and help their family and friends!

My Experience

After college, I started my banking career as an investment banker in Chicago, Illinois. I then decided to move closer to family in Nebraska and joined a bank as branch manager. I was very intrigued with how mortgage loan officers helped clients with dreams of home ownership. I decided to move in that direction and have been a residential mortgage loan officer since 2002.

Interesting to Know

As a longtime resident of the Council Bluffs/Omaha metro area, I am involved in the Council Bluffs Chamber of Commerce, Southwest Iowa Association of Realtors, and the Omaha Area Board of Realtors. In the community, I am a Girl Scout troop leader, and President of my homeowner’s association. I grew up in a small town south of Omaha, Nebraska. I graduated with a degree in Business and Environmental Science from Cornell College in Eastern Iowa and then, returned to the Omaha/Council Bluffs area. I have two wonderful children who make me laugh every day! In my free time, I love to get outside. You will catch me at the zoo, the gardens, a local ball game, at the lake kayaking or I may be out biking or hiking with my kids.

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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4.95 out of 5.0 stars
Sep 29, 2023

Very great service! Erin and her team were always around to answer any of my questions, and keep me updated regularly. They made the loan process stress free. I highly recommend Guild Mortgage for your home loan needs!
Sep 06, 2023

I have nothing but the best to say about Erin! Erin has great knowledge in her field and knows exactly what she is doing. She was able to answer all of my questions and guide me along the way. This was my first time purchasing a home on my own. Erin had extreme patience with me and also was great at helping calm my nervousness when I didn’t understand something she would explain it again. I will definitely recommend her to others.
Jen Street F
Aug 09, 2023

Erin was a dream to work with - even when our first home fell through, she was right there to redirect and initiate the new loan. She answered all of our questions and even explained in detail things we didn't understand. I personally am a lifelong client of Erin, and will never use anyone else again, and I highly recommend her to all my friends and family! As trite as it sounds, it's 100% true - If you want a mortgage lender who works FOR you, call Erin!
Jun 13, 2024

Erin was such an amazing person to work with. She is very knowledgeable helpful and very patient. We very much appreciate the work that she put into us getting our forever home. I can’t thank her enough. If you’re looking for a mortgage lender please look up Erin Trescott, you will not be disappointed.
Nov 03, 2023

Erin is exceptional at what she does and will do her very best to get you the best rates for your loan. She quickly answers your questions and does everything she can to make your loan process smooth.
Kristen P
Oct 11, 2023

Erin was great to work with. She kept us in the loop throughout the whole mortgage process and made sure we were prepared and no surprises. Highly recommend her!

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Causes I'm
passionate about

NMLS ID #457124
I am authorized to do business in the states of Iowa and Nebraska.