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About me

I believe my greatest strengths are my traditional Iowa values and my work ethic. I am deeply passionate about building lasting relationships by listening to my client's individual needs and helping them achieve their financial goals. With a dedication to providing unparalleled customer service, I help my clients make well-informed financial decisions to achieve their dreams of home ownership. With 14 years experience in the mortgage industry, I specialize in everything mortgage! Here with the River's Edge Mortgage Team, we offer multiple First Time Home Buyer Programs locally and nationally, along with Renovation Loans, 100% Financing, and we Offer Fannie Mae, Freddie Mac, and Ginnie Mae Loan Program Options. We also offer several VA, USDA, and FHA loan programs. Our Refinance options are endless as well regardless of if you are wanting a lower payment, lowering your rate or term, debt consolidation, or even home improvements we have options or you! Ask us about our many Down Payment Assistance Programs as well! We also have several niche programs as well!

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.
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FHA

If you're looking to buy on a tight budget, these loans are a great option. It's easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They're also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
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Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.99 out of 5.0 stars
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5.0
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5.0
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5.0
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5.0
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5.0
Gary
Oct 2, 2025
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Everything went smoothly
Jennifer
Oct 1, 2025
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I had an amazing experience working with John and his team, when buying my new home. As a first-time homebuyer They wer...See more
Katelyn S.
Oct 7, 2025
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10/10 recommend! He got the deal done with other lenders couldn't. My client got the mortgage payment she could afford a...See more
Luann M.
Oct 7, 2025
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This transaction was not a smooth one, but your willingness to help to make the "impossible" possible was greatly apprec...See more
Brooklyn
Oct 7, 2025
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We are beyond grateful for Johnny's help with buying our first home. From the start, I asked tough questions and felt lo...See more
Karlee W.
Oct 2, 2025
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Johnny and his team are so great to work with! They make the home buying process flow with ease! As a first time buyer w...See more

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NMLS ID #929683

I am authorized to do business in the states of Florida, Georgia, Iowa, Illinois, Kansas, Missouri, Nebraska and Wisconsin. (www.nmlsconsumeraccess.org/);

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