Select from hundreds of loan products tailored to your needs
John Higdon
Branch Manager
NMLS# 929683
About me
I believe my greatest strengths are my traditional Iowa values and my work ethic. I am deeply passionate about building lasting relationships by listening to my client's individual needs and helping them achieve their financial goals. With a dedication to providing unparalleled customer service, I help my clients make well-informed financial decisions to achieve their dreams of home ownership. With 14 years experience in the mortgage industry, I specialize in everything mortgage! Here with the River's Edge Mortgage Team, we offer multiple First Time Home Buyer Programs locally and nationally, along with Renovation Loans, 100% Financing, and we Offer Fannie Mae, Freddie Mac, and Ginnie Mae Loan Program Options. We also offer several VA, USDA, and FHA loan programs. Our Refinance options are endless as well regardless of if you are wanting a lower payment, lowering your rate or term, debt consolidation, or even home improvements we have options or you! Ask us about our many Down Payment Assistance Programs as well! We also have several niche programs as well!
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Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
I am not an originating team member.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
Down payment assistance
FHA
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
John and Dacia took care of us and helped above their duty! They made the transaction smooth and John dug deep into his bag of knowledge and hit us a homerun with out mortgage! Being a first time homebuyer it was definitely an interesting experience but he and his team made it worth the wait! My family and I cannot express how grateful we are for the time and patience when getting us a great rate and payment!
John and his team were so helpful answering questions and walking me through the process of buying my home! If you are looking for a Mortgage broker who will go the extra mile, you came to the right place!
John and darci were amazing !!!! I can’t tell you how easy. Fast 💨 and helpful they both were and they make the process super easy and gave me a dam goood rate! They are really out there changing peoples lives and don’t even know how much a impact they have on families as well as mine to help get us into a home. I was referred to John from a guy at work who got his mortgage threw him and all I can say is wow !’ Don’t hesitate to get in touch with these guys for your new home !! They make it super easy and work with you threw it ALL
Thank you John, Dacia, and other team members who helped with my loan!! I had a lot of questions, and they were always answered! John was absolutely awesome in making me feel comfortable and less stressed! I would highly recommend him to everyone!
John and Dacia were such a pleasure to work with. We are first time home buyers and had millions of questions and they never hesitated to answer with no frustration. They made the process so easy to complete and understand. I highly recommend their services.
Could not be any happier with the service we received from John and his team. Rivers Edge made the mortgage process extremely simple and flawless through the use of online and mobile apps. The communication was second to none, as they kept us updated all the way through. There was never a day we didn’t know where we were in the process. Highly recommend!!
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