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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I joined the Mortgage industry in 2005.  My focus is—and always has been, to help individuals achieve the American dream of homeownership with a safe, affordable mortgage that will allow them to continue to prosper in their daily lives. Taking a personal approach, I enjoy developing strong realtor and client relationships with a diligent, proactive service-driven style.

Prior to changing careers, I worked in the hotel & travel industry for 26 years with the last 21 of those years as the front office supervisor of the Hyatt Regency Waikiki Resort & Spa.  With extensive customer service experience, I’m truly dedicated and committed to my clients and their needs.  In my free time, I enjoy working out at the gym, dining with friends and family, walking my little beagle, and visiting my twin girls in California who are attending college there.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.97 out of 5.0 stars
4.95
5.0
Isaiah
Apr 07, 2025
Waianae, HI
Verified

As we started this process to becoming first time homeowners, the experience was overwhelming but Cindy was an angel guiding us step by step. Our road to becoming homeowners was quite the adventure. In the beginning, Cindy was just our loan officer. Today she is Ohana (family) to us. We thank her from the bottom of our hearts for her hard work and dedication.
Keala N
Apr 12, 2025
Verified

Cindy was awesome! Answered all questions we had. She made sure everyone involved was on top of their part to get it done. She really made us feel like she was working for us. Cindy became a real friend. There every step of this process.
Jon A
Mar 31, 2025
Ewa Beach, HI
Verified

Cindy made our experience great. Buying our first home felt effortless. Cindy walked us through the whole process and explained every step. She also communicated every single detail and reached out to us as soon as possible when we needed to provide additional information.
Robert H
Feb 13, 2025
Verified

It has been a true delight working with Cindy. Always pleasant, even when the situation became stressful. She is highly professional and knowledgeable. I would recommend her to everyone.
John
Jul 29, 2024
Waianae, HI
Verified

Great customer service and on time completion of refi. Mahalo
Francine G
Jul 29, 2024
Verified

Thank you for your time and attention with our refi! We truly appreciate you and your expertise with handling the entire DHHL refi process!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #312341
I am authorized to do business in the state of Hawaii.