Skip to content
Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Image of Gabe Santin

Gabe Santin

Loan Officer

NMLS# 2680647

About me

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

conventional image

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.
fha image

FHA

If you're looking to buy on a tight budget, these loans are a great option. It's easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They're also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA image

VA

If you're an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you'll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Homebot logo

Home equity insights

X
X

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
5.0 out of 5.0 stars
Experience logo
5.0
Google logo
5.0
Matthew
Oct 4, 2025
Experience logo
My loan officer, Gabe, was an outstanding individual throughout the loan process. He was very punctual, and always had a...See more
Andrew
Oct 3, 2025
Experience logo
Gabe was fantasting. He was excellent at communicating what was going on with the loan, what step of the...See more
Corinne
Sept 7, 2025
Experience logo
Gabe was very processional, a pleasure to work with and knowledgeable but better yet, a great communicator....See more
Lyndsay R.
Aug 6, 2025
Google logo
Gabe gives exceptional customer service! He was always keeping me updated and answering all of my many questi...See more
Lyndsay
Aug 6, 2025
Experience logo
Gabe gives exceptional customer service! He was always keeping me updated and answering all of my many questi...See more
Shawn C.
Aug 5, 2025
Google logo
Thank you Gabe for helping my clients secure their very own home! You helped us stay on track, got us to the finish line...See more

Video Gallery

Awards

Image of an award

Causes & Memberships

Image of causes & memberships

NMLS ID #2680647

I am authorized to do business in the state of Georgia.

X
Want to have an experienced loan officer contact you for answers?
First name*
Last name*
Phone*
Email*
Zip code*